Capital Operations Analyst
WFA Digital Insight
The remote job market has seen a significant surge in demand for financial operations specialists, with a 25% increase in job postings over the past year. As companies like Affirm continue to grow and expand their financial services, the need for skilled professionals in capital operations has never been higher. With the shift towards more flexible and transparent financial solutions, candidates with expertise in Excel and a keen understanding of loan portfolio management are in high demand. Before applying, candidates should be aware of the fast-paced and often ambiguous environment that comes with working in a high-growth FinTech company.
Job Description
About the Role
The Capital Operations Analyst role at Affirm is a critical part of the Treasury team, responsible for managing the funding operations for Affirm's loan portfolio. This is a hands-on role that requires a highly technical and execution-oriented individual who enjoys solving problems in real-time and improving processes in a fast-paced environment. The ideal candidate will have a strong understanding of loan life cycle, asset-backed financing capital structures, liquidity management, and cash and risk management solutions.The Capital team at Affirm is responsible for leading the funding, liquidity, and risk management strategy across capital markets, treasury, deal structuring, analytics, and bank partnerships. The team secures efficient funding while supporting sustainable business growth, balancing cost, flexibility, and risk to ensure Affirm's financial resilience through all economic cycles.
What You Will Do
- Support all capital and funding operations and interface with internal partners as well as various external capital partners
- Develop a keen understanding of our loan portfolio and oversee the movement of loan-related cash flows
- Build, automate, and enhance operational reporting, reconciliations, and monitoring to improve accuracy, scalability, and efficiency
- Manage ongoing internal and external audits for our funding facilities, including data validation, documentation, and coordination across stakeholders
- Support the evolution of capital operations by helping design scalable controls, governance frameworks, and operational best practices
- Lead monthly and quarterly investors' financial reporting to ensure accurate and timely delivery
- Collaborate with cross-functional teams to drive better decisions and build long-term solutions
- Identify areas for process improvement and implement changes to increase efficiency and reduce risk
- Stay up-to-date with industry trends and regulatory requirements, applying this knowledge to improve capital operations
What We Are Looking For
- 2+ years of experience in Treasury, capital markets, or investment operations, preferably at a financial services firm or FinTech
- BA/BS degree in a quantitative discipline (e.g., Finance, Economics, Mathematics, or related field)
- Strong attention to detail, ownership mentality, and willingness to dive into day-to-day operations to execute
- Excellent proficiency in financial modeling and Excel
- Ability to thrive in a fast-paced, high-growth, and often ambiguous environment while balancing strategic thinking with operational rigor
- Strong understanding of loan life cycle, asset-backed financing capital structures, liquidity management, and cash and risk management solutions
- Familiarity with SQL, Python, workflow automation tools, or AI-enabled productivity tools is a strong plus
Nice to Have
- Experience with data visualization tools and techniques
- Knowledge of financial regulations and compliance requirements
- Certification in a related field, such as CFA or CAIA
Benefits and Perks
- Competitive salary and equity package
- Opportunity to work with a fast-growing and innovative FinTech company
- Collaborative and dynamic work environment
- Professional development opportunities, including training and conference sponsorships
- Flexible remote work arrangements and stipends for health, wellness, and tech expenses
How to Stand Out
- Develop a strong proficiency in Excel and financial modeling to stand out in this role
- Highlight your experience with data visualization tools and techniques to demonstrate your ability to communicate complex financial data
- Be prepared to discuss your understanding of loan life cycle and asset-backed financing capital structures in detail
- Showcase your ability to work in a fast-paced environment and balance strategic thinking with operational rigor
- Emphasize your strong attention to detail and willingness to dive into day-to-day operations to execute
- Consider obtaining a certification in a related field, such as CFA or CAIA, to demonstrate your expertise and commitment to the field
This is a remote position listed on WFA Digital, the platform for professionals who work from anywhere. Browse more remote jobs across all categories.