Capital Operations Analyst

About the Role

The ideal candidate will have a strong background in Treasury, capital markets, or investment operations, with a keen eye for detail and a willingness to dive into day-to-day operations. You'll work closely with internal partners and external capital partners to drive business growth and ensure financial resilience.

The Capital Operations Analyst role is a unique opportunity to work cross-functionally across Capital, Finance, Product, and Engineering to drive better decisions and build long-term solutions. If you're looking for a challenging and rewarding role that combines technical expertise with business acumen, this could be the perfect fit.

What You Will Do

• Support all capital and funding operations and interface with internal partners as well as various external capital partners
• Develop a keen understanding of the loan portfolio and oversee the movement of loan-related cash flows
• Build, automate, and enhance operational reporting, reconciliations, and monitoring to improve accuracy, scalability, and efficiency
• Manage ongoing internal and external audits for funding facilities, including data validation, documentation, and coordination across stakeholders
• Support the evolution of capital operations by helping design scalable controls, governance frameworks, and operational best practices
• Lead monthly and quarterly investor financial reporting to ensure accurate and timely delivery
• Collaborate with cross-functional teams to drive business growth and ensure financial resilience
• Develop and maintain relationships with external capital partners to secure funding and manage risk
• Stay up-to-date with industry trends and developments, applying this knowledge to improve capital operations

What We Are Looking For

• 2+ years of experience in Treasury, capital markets, or investment operations, preferably at a financial services firm or fintech
• BA/BS degree in a quantitative discipline (e.g., Finance, Economics, Mathematics, or related field)
• Strong attention to detail, ownership mentality, and willingness to dive into day-to-day operations to execute
• Excellent proficiency in financial modeling and Excel
• Ability to thrive in a fast-paced, high-growth, and often ambiguous environment while balancing strategic thinking with operational rigor
• Strong understanding of loan life cycle, asset-backed financing capital structures, liquidity management, and cash and risk management solutions
• Familiarity with SQL, Python, workflow automation tools, or AI-enabled productivity tools is a strong plus

Nice to Have

• Experience with data visualization tools, such as Tableau or Power BI
• Knowledge of cloud-based accounting systems, such as NetSuite or QuickBooks
• Certification in a related field, such as CFA or CPA

Benefits and Perks

• Competitive compensation package, including base salary, equity, and benefits
• Opportunity to work with a talented team of professionals in a fast-growing fintech company
• Flexible working hours and remote work options
• Professional development opportunities, including training and education programs
• Access to cutting-edge technology and tools, including cloud-based accounting systems and data visualization tools
• Comprehensive benefits package, including health, wellness, and tech spending stipends
• Opportunity to work on high-impact projects, driving business growth and innovation

• Develop a strong understanding of financial modeling and Excel, as these skills are essential for success in this role.
• Highlight your experience working with cross-functional teams, as this is a key aspect of the Capital Operations Analyst position.
• Be prepared to discuss your understanding of loan life cycle, asset-backed financing capital structures, and liquidity management.
• Showcase your ability to thrive in a fast-paced, high-growth environment, and provide examples of how you've balanced strategic thinking with operational rigor in previous roles.
• Consider developing a personal project or portfolio that demonstrates your skills in financial modeling, data analysis, and visualization.
• Research the company culture and values, and be prepared to discuss how your skills and experience align with Affirm's mission and goals.
• Prepare to discuss your experience with data visualization tools, workflow automation, and AI-enabled productivity tools, as these are desirable skills for this role.