Chief Risk Officer (CRO)

About the Role

The CRO will be responsible for building and scaling a risk function from first principles, working closely with cross-functional teams to identify, assess, and mitigate risks. This will involve developing and implementing risk management programs, defining and operationalizing the company's risk appetite framework, and leading risk-related engagement with regulators and external stakeholders.

MoonPay is a unified payments platform for digital currency, making it easy for anyone to buy, sell, swap, and pay in digital currencies. The company is committed to reducing complexity and making crypto accessible to everyone, without needing to be a crypto expert. With a strong focus on compliance, identity checks, fraud prevention, and settlement, MoonPay is driving mainstream crypto adoption worldwide.

What You Will Do

• Own and build the end-to-end enterprise risk management framework for MoonPay, including policies, procedures, controls, and risk governance structures
• Define and operationalize the company's risk appetite framework, ensuring alignment with global regulatory expectations and best practices around safety and soundness
• Lead risk-related engagement with regulators and external stakeholders across jurisdictions, ensuring consistent and effective communication of MoonPay's risk posture
• Design and implement risk systems, reporting, and monitoring across financial and non-financial risk areas
• Act as a senior partner to executive leadership, including Legal, Compliance, Security, and Finance, while maintaining strict independence of the risk function
• Build, scale, and lead a high-performing risk team, attracting and retaining top talent in the industry
• Develop and maintain a deep understanding of the company's business operations, including its products, services, and markets
• Identify, assess, and mitigate risks to the company's reputation, financial stability, and compliance with regulatory requirements
• Collaborate with cross-functional teams to develop and implement risk management programs, including training and awareness programs for employees
• Stay up-to-date with emerging trends, technologies, and regulatory developments in the digital payments and crypto industries

What We Are Looking For

• 10+ years of experience in risk management, compliance, or a related field, with a focus on financial services or fintech
• Proven track record of building and leading high-performing risk teams, with a strong understanding of risk management frameworks and governance structures
• Expertise in regulatory compliance, including experience with anti-money laundering (AML) and know-your-customer (KYC) regulations
• Strong technical skills, including proficiency in Excel and experience with risk management systems and tools
• Excellent communication and interpersonal skills, with the ability to build strong relationships with regulators, external stakeholders, and cross-functional teams
• Strong business acumen, with a deep understanding of the digital payments and crypto industries
• Experience working in a fast-paced, high-growth environment, with a focus on innovation and entrepreneurship
• Strong leadership and management skills, with the ability to attract, retain, and develop top talent in the industry

Nice to Have

• Experience working with blockchain technology and digital assets
• Knowledge of emerging trends and technologies in the fintech industry, including artificial intelligence, machine learning, and cloud computing
• Certification in risk management, such as the Certified Risk Manager (CRM) or the Certified Information Systems Security Professional (CISSP)
• Experience working with global teams and stakeholders, with a strong understanding of cultural and regulatory differences

Benefits and Perks

• Competitive salary and benefits package, with a focus on attracting and retaining top talent in the industry
• Opportunity to work with a fast-growing, innovative company in the digital payments and crypto industries
• Collaborative and dynamic work environment, with a focus on teamwork, innovation, and entrepreneurship
• Professional development opportunities, including training, mentorship, and career advancement
• Flexible working hours and remote work options, with a focus on work-life balance and employee well-being
• Access to the latest technologies and tools, including risk management systems and blockchain technology
• Opportunity to work with a diverse group of talented professionals, with a strong focus on inclusion and diversity,

• To stand out in this role, candidates should highlight their experience with risk management frameworks and governance structures, as well as their ability to build and lead high-performing teams.
• When applying, be sure to tailor your resume and cover letter to the specific requirements of the role, with a focus on showcasing your technical skills and business acumen.
• In an interview, be prepared to discuss your experience with regulatory compliance, including AML and KYC regulations, as well as your understanding of emerging trends and technologies in the fintech industry.
• To demonstrate your expertise, consider sharing examples of risk management programs you have developed and implemented in previous roles, as well as any relevant certifications or training you have received.
• When negotiating salary, be sure to research the market rate for the role and highlight your unique skills and experience, with a focus on demonstrating your value to the company.
• Be wary of companies that do not prioritize compliance and risk management, as this can be a red flag for regulatory issues and reputational damage.