Chief Risk Officer

## About the Role The Chief Risk Officer is a critical position at Mercury, responsible for developing and implementing a comprehensive risk management strategy that aligns with the company's goals and objectives. This role will lead the risk management program, ensuring that the company's risk profile is properly managed and that all risks are identified, assessed, and mitigated. The Chief Risk Officer will work closely with the Board, Risk Committee, and other stakeholders to define the company's risk culture, appetite, and limits. The successful candidate will have a deep understanding of risk management principles, excellent communication skills, and the ability to navigate complex regulatory landscapes. They will be responsible for building and leading a team of risk management professionals, as well as collaborating with other departments to ensure that risk management is integrated into all aspects of the business. Mercury is a fintech company that provides banking and financial services to its customers. As such, the company is subject to various regulations and guidelines that must be adhered to. The Chief Risk Officer will play a critical role in ensuring that the company is compliant with all relevant regulations, including those related to banking, finance, and technology.

## What You Will Do - Develop and implement a comprehensive risk management strategy that aligns with the company's goals and objectives - Build and lead a team of risk management professionals to identify, assess, and mitigate risks - Collaborate with other departments to ensure that risk management is integrated into all aspects of the business - Work closely with the Board, Risk Committee, and other stakeholders to define the company's risk culture, appetite, and limits - Ensure that the company is compliant with all relevant regulations, including those related to banking, finance, and technology - Develop and implement policies and procedures to manage risk, including credit, market, financial, and operational risks - Provide regular reports to the Board and Risk Committee on the company's risk profile and mitigation strategies - Identify emerging risks and develop strategies to mitigate them - Collaborate with external partners, such as regulators and auditors, to ensure that the company is compliant with all relevant regulations

## What We Are Looking For - Proven experience in risk management, preferably in the banking or financial services industry - Strong understanding of risk management principles, including credit, market, financial, and operational risks - Excellent communication skills, with the ability to communicate complex risk concepts to non-technical stakeholders - Ability to navigate complex regulatory landscapes and ensure compliance with relevant regulations - Strong leadership skills, with the ability to build and lead a team of risk management professionals - Experience with risk management frameworks and technologies, such as risk assessment and mitigation tools - Strong analytical skills, with the ability to analyze complex data and develop insights - Experience with regulatory reporting and compliance, including SOX and FDIC regulations

## Nice to Have - Experience with fintech regulations and industry trends - Knowledge of cloud-based risk management systems and technologies - Experience with data analytics and machine learning techniques to identify and mitigate risks - Certification in risk management, such as CRMA or FRM - Experience with internal audit and compliance, including SOX and FDIC regulations

## Benefits and Perks - Competitive salary and equity package - Comprehensive benefits package, including health, dental, and vision insurance - Generous PTO policy, including vacation, sick leave, and holidays - Remote work options, with the ability to work from home or a remote location - Professional development opportunities, including training and education programs - Collaborative and dynamic work environment, with a team of experienced professionals - Access to cutting-edge technologies and tools, including cloud-based risk management systems - Opportunity to work with a fast-growing company in the fintech industry

- Tip: Make sure to tailor your resume and cover letter to the specific requirements of the job, highlighting your experience in risk management and compliance.

• Tip: Prepare to discuss your experience with risk management frameworks and technologies, as well as your ability to navigate complex regulatory landscapes.
• Tip: Showcase your leadership skills, including your ability to build and lead a team of risk management professionals.
• Tip: Be prepared to provide examples of your experience with regulatory reporting and compliance, including SOX and FDIC regulations.
• Tip: Consider obtaining certifications in risk management, such as CRMA or FRM, to demonstrate your expertise and commitment to the field.
• Tip: Research the company and the fintech industry, including trends and regulations, to demonstrate your knowledge and interest in the field.
• Tip: Practice your communication skills, including your ability to communicate complex risk concepts to non-technical stakeholders.