Circle - Principal Product Manager
WFA Digital Insight
The demand for skilled product managers in fintech has grown significantly, with a 25% increase in 2025. Decircle's commitment to innovation and remote work makes this Principal Product Manager role an exciting opportunity. With the rise of digital payments, candidates with expertise in risk management and compliance are in high demand. Before applying, consider Decircle's emphasis on multistakeholder approach, mindfulness, and high integrity, and be prepared to leverage your skills in Excel and product vision to drive success.
Job Description
About the Role
As a Principal Product Manager at Decircle, you will play a vital role in shaping the company's risk platform, ensuring it scales to support new products, markets, and global regulatory requirements. You will act as a cross-functional leader, partnering with compliance, legal, engineering, data science, and business stakeholders to align priorities and deliver resilient infrastructure. The role entails designing and scaling a modular, extensible risk platform that supports crypto- and traditional financial rails, as well as risk-related use cases across onboarding, account linking, and other customer lifecycle events.Decircle's commitment to visibility and stability is reflected in its company values: Multistakeholder, Mindfulness, Driven by Excellence, and High Integrity. As a Principal Product Manager, you will be part of a flexible and diverse work environment where new ideas are encouraged, and everyone is a stakeholder. The company's remote work setup allows for flexibility and autonomy, making it an attractive opportunity for those who value work-life balance.
The Principal Product Manager role is critical to Decircle's success, as it requires a deep understanding of the company's infrastructure, including USDC, a blockchain-based dollar. The ability to harness breakthroughs and capitalize on the major turning point in the evolution of money and technology is essential for driving growth and innovation.
What You Will Do
- Design and scale a modular, extensible risk platform that supports crypto- and traditional financial rails, as well as risk-related use cases across onboarding, account linking, and other customer lifecycle events
- Define and implement observability strategies to ensure risk platform integrity, including monitoring performance, validating critical flows, and surfacing key risk indicators to inform prioritization and executive decision-making
- Evolve Circle's travel rule platform to ensure jurisdictional coverage, interoperability, and seamless integration with internal systems and partner networks
- Leverage AI/ML to automate risk decisioning and operational processes, leading feature/context engineering, model development, evaluation/monitoring frameworks
- Maintain clear, comprehensive documentation of platform design, functionality, and dependencies to ensure internal transparency and audit readiness
- Translate regulatory requirements and business needs into clear product requirements, insights, and user stories for engineering execution
- Represent the risk platform and its capabilities to internal stakeholders, including product, engineering, and executive teams
- Develop and maintain relationships with key stakeholders, including compliance, legal, and business leaders
- Stay up-to-date with industry trends, regulatory changes, and emerging technologies to ensure the risk platform remains competitive and compliant
What We Are Looking For
- 8+ years of experience in product management, with a focus on risk management, compliance, and financial technology
- Proven track record of designing and scaling complex risk platforms that support multiple payment rails and regulatory requirements
- Strong technical fluency, with experience in AI/ML, data science, and engineering
- Excellent communication and collaboration skills, with the ability to work cross-functionally with stakeholders
- Deep understanding of regulatory requirements and industry standards, including AML/KYC, travel rules, and data protection
- Experience with Agile development methodologies and version control systems, such as Git
- Strong analytical and problem-solving skills, with the ability to analyze complex data sets and develop insights
- Experience with cloud-based technologies, such as AWS or Azure, and containerization using Docker
- Bachelor's degree in Computer Science, Engineering, or a related field
Nice to Have
- Experience with blockchain technology and cryptocurrency
- Knowledge of machine learning frameworks, such as TensorFlow or PyTorch
- Familiarity with DevOps practices and tools, such as Jenkins or CircleCI
- Experience with data visualization tools, such as Tableau or Power BI
- Certification in product management, such as CSPO or AIPMM
Benefits and Perks
- Competitive salary and equity package
- Flexible and remote work arrangement, with the option to work from anywhere in the world
- Comprehensive health insurance, including medical, dental, and vision
- Generous PTO policy, with 20+ days of paid vacation per year
- Professional development opportunities, including training and conference sponsorships
- Access to cutting-edge technologies and tools, including cloud-based infrastructure and machine learning frameworks
- Collaborative and dynamic work environment, with a team of experienced professionals
- Opportunity to work on a ground-breaking new internet layer that opens up previously unimaginable possibilities for payments, commerce, and markets
How to Stand Out
- Develop a deep understanding of regulatory requirements and industry standards, including AML/KYC, travel rules, and data protection, to increase your chances of success in this role
- Showcase your technical fluency by highlighting your experience with AI/ML, data science, and engineering in your resume and cover letter
- Prepare to discuss your experience with cloud-based technologies, such as AWS or Azure, and containerization using Docker, as these are key technologies used by Decircle
- Emphasize your ability to work cross-functionally with stakeholders, including compliance, legal, and business leaders, to demonstrate your collaboration skills
- Be prepared to walk through your experience with data visualization tools, such as Tableau or Power BI, to showcase your analytical skills
- Research Decircle's company values and be prepared to discuss how your skills and experience align with them, to demonstrate your fit with the company culture
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