Compliance Exam Lead

About the Role

The Compliance team at Affirm is responsible for providing company-wide leadership, standards, support, and independent oversight to ensure that all business units comply with applicable laws, rules, and regulations. This team combines legal, compliance, and policy expertise to guide growth, shape products, and build trust across the ecosystem. The work of the Compliance team spans multiple professional disciplines and provides the foundation for Affirm’s mission to deliver honest financial products.

As a Compliance Exam Lead, the candidate will be working closely with the legal and business risk partners to support regulatory exam engagements, manage end-to-end steps within the exam lifecycle, and assist with the ongoing management of regulatory obligations.

What You Will Do

• Manage regulatory exam engagements from start to finish, including coordinating with internal stakeholders and ensuring all regulatory obligations are met.
• Gather necessary requests for information from a variety of internal stakeholders and manage examination processes end-to-end from a Compliance perspective.
• Assist with maintaining a central repository for examination and reporting obligations, including workpapers, worksheets, exam responses, and regulatory guidance.
• Partner with the Compliance Senior Manager to draft reports, memos, or presentations that clearly articulate the results of compliance review activities or risk escalations and communicate to key stakeholders.
• Possess and maintain a solid knowledge of consumer compliance laws, regulations, and best practices, recognizing how they relate to Affirm's business model.
• Articulate key Compliance risks at Affirm and the controls employed to mitigate those risks.
• Perform due diligence reviews to ensure the quality and completeness of documentation prior to submission to regulators.
• Coordinate corrective actions resulting from Supervisory activities, including management reporting of progress.
• Assist in the development and maintenance of compliance policies, procedures, and training programs.

What We Are Looking For

• 5+ years of licensing, compliance, regulator, or internal audit experience, ideally related to consumer financial services.
• A 4-year university/college degree; in lieu of a degree, we will consider additional years of experience beyond the 5+ listed above.
• Working knowledge of consumer protection laws, including but not limited to HMDA, BSA/AML, OFAC, Regulation E, FCRA, FDCPA, CAN-SPAM, TILA, and UDAAP regulations.
• Prior experience within highly-regulated industries is desirable.
• Outstanding time management, administrative, and organizational skills, including the ability to balance multiple priorities and overlapping projects.
• Proven project management, critical thinking, and analytical skills.
• Excellent communication and interpersonal skills, with the ability to work effectively with cross-functional teams.

Nice to Have

• Experience with regulatory exams and compliance audits.
• Knowledge of financial services regulations and industry standards.
• Certification in compliance, such as CRCM or CCEP.
• Experience with Excel and other data analysis tools.
• Familiarity with compliance management systems and software.

Benefits and Perks

• Competitive salary and benefits package.
• Opportunity to work with a leading financial technology company.
• Collaborative and dynamic work environment.
• Professional development opportunities, including training and education programs.
• Flexible work arrangements, including remote work options.
• Access to the latest technology and tools.
• Recognition and reward programs for outstanding performance.
• Comprehensive health insurance package.
• Generous paid time off and holiday policy.

• Tip: Make sure to highlight your experience with regulatory exams and compliance audits, as this is a key aspect of the Compliance Exam Lead role.
• When applying, tailor your resume and cover letter to the specific requirements of the job, emphasizing relevant skills and experience.
• Be prepared to discuss your knowledge of consumer protection laws and regulations during the interview process.
• Consider obtaining compliance certifications, such as CRCM or CCEP, to demonstrate your expertise and commitment to the field.
• During salary negotiations, research the market rate for similar positions and be prepared to make a strong case for your desired compensation.
• When researching the company, look for reviews and feedback from current and former employees to get a sense of the company culture and work environment.