Compliance Lead, Network Growth
WFA Digital Insight
The demand for fintech compliance specialists has grown significantly, with a 25% increase in job postings in the past year. As the fintech landscape evolves, companies like Affirm require skilled professionals to navigate complex regulatory environments. With the rise of buy-now-pay-later services, compliance leaders must balance business growth with consumer protection. As a Compliance Lead at Affirm, you'll play a pivotal role in shaping the company's compliance program and ensuring adherence to regulatory requirements. Before applying, consider the importance of staying up-to-date on consumer financial laws and regulations, such as UDAAP and TCPA.
Job Description
About the Role
The Compliance Lead, Network Growth, will be responsible for ensuring Affirm's business partners adhere to all relevant regulatory requirements and internal policies. This role will work closely with the Merchant Risk team to identify, assess, and mitigate compliance risks associated with merchant and platform partners. As a key member of the Compliance Advisory team, you will report to the Compliance Manager and work independently and cross-functionally to support new products, markets, and initiatives.The Compliance team at Affirm is dedicated to designing and implementing a compliance program that proactively addresses regulatory requirements while identifying potential compliance issues. The team uses multiple data sources to enable informed decision-making, strengthen controls, and provide better treatment of consumers.
What You Will Do
- Collaborate closely with the Merchant Risk team to identify, assess, and mitigate compliance risks associated with merchant and platform partners
- Review and approve financial services marketing materials to ensure they comply with regulations and industry standards
- Work cross-functionally with departments such as Compliance, Legal, Risk, and Revenue to complete reviews and address compliance issues and their root causes
- Contribute to the development and maintenance of compliance training and reference materials
- Operate in a fast-paced environment while delivering detailed and diligent work
- Support the completion of the compliance risk assessment and control inventory, including gathering, organizing relevant information, and documenting results
- Serve as a proficient advisor on regulatory compliance, specifically as it relates to merchant and partner integration with Affirm
- Develop and maintain relationships with key stakeholders, including business partners and regulatory bodies
- Stay up-to-date on regulatory changes and industry trends, applying this knowledge to improve compliance programs
What We Are Looking For
- Bachelor's degree or equivalent experience (Compliance certifications a plus)
- 5+ years of professional work experience in a compliance advisory role
- Experience working in fast-paced, ambiguous environments
- Experience advising revenue-generating stakeholder groups
- A strong interest in fintech and consumer financial protections
- Working knowledge of consumer financial laws and regulations, including UDAAP, CAN-SPAM, FCRA, TCPA, TILA (Reg. Z), ECOA (Reg. B), EFTA (Reg. E), TISA (Reg. DD)
- Excellent communication and interpersonal skills
- Ability to work independently and cross-functionally
Nice to Have
- Experience with compliance management systems and tools
- Knowledge of data analysis and visualization techniques
- Certification in compliance, such as CCEP or CCEP-I
Benefits and Perks
- Competitive salary and benefits package
- Opportunity to work with a fast-growing fintech company
- Collaborative and dynamic work environment
- Professional development and growth opportunities
- Flexible remote work arrangements
- Access to cutting-edge technology and tools
- Comprehensive health and wellness programs
How to Stand Out
- Ensure you have a strong understanding of consumer financial laws and regulations, such as UDAAP and TCPA, to stand out as a candidate
- Highlight your experience working in fast-paced, ambiguous environments and advising revenue-generating stakeholder groups
- Develop a portfolio that showcases your compliance program development and maintenance skills
- Be prepared to discuss your experience with compliance management systems and tools, as well as data analysis and visualization techniques
- Research Affirm's company culture and values to demonstrate your fit and enthusiasm for the role
- Prepare to discuss your approach to staying up-to-date on regulatory changes and industry trends, and how you apply this knowledge to improve compliance programs
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