Compliance Lead, Network Growth

About the Role

The Compliance team at Affirm designs and implements a compliance program that proactively addresses regulatory requirements while also identifying potential compliance issues that may arise. Compliance program activities include advisory, training, testing & monitoring, reporting, and oversight. Although a second line of defense, compliance partners with the business to support new products, markets, and initiatives, as well as issue identification, remediation plans, and risk assessment.

What You Will Do

• Collaborate closely with the Merchant Risk team to identify, assess, and mitigate compliance risks associated with merchant and platform partners.
• Review and approve financial services marketing materials to ensure they comply with regulations and industry standards.
• Work cross-functionally with departments such as Compliance, Legal, Risk, and Revenue to complete reviews and address compliance issues and their root causes.
• Contribute to the development and maintenance of compliance training and reference materials.
• Operate in a fast-paced environment while delivering detailed and diligent work.
• Support the completion of the compliance risk assessment and control inventory, including gathering, organizing relevant information, and documenting results.
• Serve as a proficient advisor on regulatory compliance, specifically as it relates to merchant and partner integration with Affirm.
• Identify areas for process improvements and implement changes to enhance compliance efficiency.
• Develop and maintain relationships with key stakeholders, including business partners, regulatory bodies, and internal teams.

What We Are Looking For

• Bachelor's degree or equivalent experience (Compliance certifications a plus).
• 5+ years of professional work experience in a compliance advisory role.
• Experience working in fast-paced, ambiguous environments.
• Experience advising revenue-generating stakeholder groups.
• A strong interest in fintech and consumer financial protections.
• Working knowledge of consumer financial laws and regulations, including UDAAP, CAN-SPAM, FCRA, TCPA, TILA (Reg. Z), ECOA (Reg. B), EFTA (Reg. E), TISA (Reg. DD).
• Inquisitive and proactive in identifying potential compliance issues and developing solutions.
• Excellent communication and interpersonal skills.
• Ability to work independently and cross-functionally.

Nice to Have

• Experience with compliance management systems and tools.
• Knowledge of emerging trends and technologies in fintech.
• Certification in compliance, such as CCEP or CSCP.
• Experience working with external auditors and regulatory examiners.
• Strong analytical and problem-solving skills.

Benefits and Perks

• Competitive salary and benefits package.
• Opportunity to work with a leading fintech company.
• Collaborative and dynamic work environment.
• Professional development opportunities, including training and certifications.
• Flexible work arrangements, including remote work options.
• Access to cutting-edge technology and tools.
• Comprehensive health insurance and wellness programs.
• Generous paid time off and holidays.

• Ensure you have a strong understanding of consumer financial laws and regulations, including UDAAP, CAN-SPAM, and TILA (Reg. Z).
• Develop a portfolio that showcases your experience in compliance advisory roles, including any relevant certifications or training.
• Be prepared to discuss your experience working in fast-paced, ambiguous environments and how you've adapted to changing regulatory landscapes.
• Highlight your ability to work cross-functionally with various departments, including Compliance, Legal, Risk, and Revenue.
• Research Affirm's company culture and values to understand their approach to compliance and risk management.
• Prepare examples of times when you've identified potential compliance issues and developed solutions to mitigate risks.
• Consider reaching out to current or former employees to gain insight into the company's compliance program and culture.