Compliance Lead, Network Growth
WFA Digital Insight
The demand for skilled compliance professionals in the fintech space grew significantly in recent years, with a notable 25% increase in 2025 alone. As companies like Affirm continue to innovate and expand their services, the need for experts who can navigate complex regulatory environments has never been more pressing. With its commitment to honest financial products, Affirm stands out in the industry, making this Compliance Lead role an attractive opportunity for those passionate about consumer financial protections. Before applying, candidates should be aware of the importance of staying up-to-date with evolving regulations and the ability to work independently in a fast-paced environment.
Job Description
About the Role
The Compliance Lead, Network Growth, will be an integral part of Affirm's Compliance Advisory team, playing a pivotal role in ensuring the company's business partners adhere to all relevant regulatory requirements and internal policies. This position involves collaborating closely with various departments, including Merchant Risk, Legal, and Revenue, to identify, assess, and mitigate compliance risks. The ideal candidate will have a strong background in financial services compliance, a keen understanding of the fintech landscape, and the ability to navigate complex regulatory environments.As a Compliance Lead, you will work alongside the wider legal and compliance teams to identify and evaluate risks within applicable requirements and offer guidance on mitigating potential risks. This role will report to the Compliance Manager and will require working independently and cross-functionally. The ability to operate in a fast-paced environment while delivering detailed and diligent work is essential.
The Compliance team at Affirm is dedicated to designing and implementing a compliance program that proactively addresses regulatory requirements while identifying potential compliance issues that may arise. The team's activities include advisory, training, testing & monitoring, reporting, and oversight, making this a dynamic and challenging role for the right candidate.
What You Will Do
- Collaborate closely with the Merchant Risk team to identify, assess, and mitigate compliance risks associated with merchant and platform partners.
- Review and approve financial services marketing materials to ensure they comply with regulations and industry standards.
- Work cross-functionally with departments such as Compliance, Legal, Risk, and Revenue to complete reviews and address compliance issues and their root causes.
- Contribute to the development and maintenance of compliance training and reference materials.
- Operate in a fast-paced environment while delivering detailed and diligent work.
- Support the completion of the compliance risk assessment and control inventory, including gathering, organizing relevant information, and documenting results.
- Serve as a proficient advisor on regulatory compliance, specifically as it relates to merchant and partner integration with Affirm.
- Review and analyze data to identify trends and potential compliance risks.
- Develop and implement corrective action plans to address compliance issues.
- Stay updated on regulatory changes and industry trends, applying this knowledge to improve compliance processes.
What We Are Looking For
- Bachelor's degree or equivalent experience (Compliance certifications a plus).
- 5+ years of professional work experience in a compliance advisory role.
- Experience working in fast-paced, ambiguous environments.
- Experience advising revenue-generating stakeholder groups.
- A strong interest in fintech and consumer financial protections.
- Working knowledge of consumer financial laws and regulations, including UDAAP, CAN-SPAM, FCRA, TCPA, TILA (Reg. Z), ECOA (Reg. B), EFTA (Reg. E), TISA (Reg. DD).
- Inquisitive and proactive in identifying problems and proposing creative solutions.
- Ability to work in a self-directed environment with excellent strategic thinking and problem-solving ability.
- Outstanding verbal and written communication with the ability to clearly present complex and contentious issues.
- Proficiency in Excel and other data analysis tools.
Nice to Have
- Experience with compliance management systems and software.
- Knowledge of international financial regulations and standards.
- Certification in compliance, such as CCEP or CSCP.
- Experience in the fintech industry, particularly with payment systems or consumer lending.
- Proficiency in additional data analysis tools beyond Excel.
Benefits and Perks
- Competitive salary and equity package.
- Opportunity to work with a leading fintech company.
- Collaborative and dynamic work environment.
- Professional development opportunities, including compliance training and certifications.
- Flexible working hours and remote work options.
- Access to cutting-edge technology and tools.
- Comprehensive health insurance and wellness programs.
- Generous paid time off and holiday policy.
- Retirement savings plan and matching program.
About Affirm
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Legal, Compliance, and Public Affairs team is a group of dedicated professionals committed to helping Affirm scale, innovate, and provide outstanding products for consumers, merchants, and key partners.How to Stand Out
- Ensure you have a strong foundation in consumer financial laws and regulations to stand out in your application.
- Showcase your ability to work independently and cross-functionally, as this is crucial for success in the Compliance Lead role.
- Prepare examples of how you have identified and mitigated compliance risks in previous roles.
- Highlight any experience with data analysis tools, such as Excel, and how you can apply these skills to compliance risk assessments.
- Be ready to discuss your understanding of the fintech landscape and how regulatory requirements impact Affirm's business model.
- Consider obtaining compliance certifications to enhance your application and demonstrate your commitment to the field.
- During the interview, ask about the company culture and how the compliance team contributes to Affirm's mission to deliver honest financial products.
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