Compliance Lead, Product Advisory

About the Role

The Compliance team at Affirm is responsible for designing and implementing a compliance program that proactively addresses regulatory requirements and identifies potential compliance issues. As a Compliance Lead, you will play a key role in ensuring that business partners adhere to applicable regulatory requirements and internal policies, collaborating closely with Legal and Compliance stakeholders to assess risk and guide teams toward effective and sustainable compliance outcomes.

What You Will Do

• Collaborate with Product teams to optimize Affirm's offerings by identifying and mitigating compliance risks without compromising business objectives.
• Review and approve financial services marketing materials to ensure they comply with regulations and industry standards.
• Partner cross-functionally with Compliance, Legal, Risk, and Product to complete reviews and address root causes of compliance issues.
• Develop and maintain compliance training and reference materials.
• Operate in a fast-paced environment while delivering detailed and diligent work.
• Support the completion of the compliance risk assessment and control inventory, including collecting and documenting results.
• Serve as an expert on regulatory compliance, especially as it applies to new and revised financial products and services.
• Engage in the decision-making process, helping teams identify key risks, ask the right questions, and navigate complex and ambiguous scenarios.
• Work with cross-functional partners to evaluate tradeoffs and develop flexible, well-reasoned solutions that enable progress while managing risk.

What We Are Looking For

• Bachelor’s degree or equivalent experience in a related field.
• Strong background in financial services compliance, with a solid understanding of the fintech landscape.
• Demonstrated experience advising on consumer-facing products within complex regulatory environments.
• Excellent communication and collaboration skills, with the ability to work effectively in a distributed team environment.
• Strong problem-solving and analytical skills, with the ability to navigate complex and ambiguous scenarios.
• Experience with compliance program activities, including advisory, training, testing & monitoring, reporting, and oversight.
• Knowledge of regulatory requirements and industry standards, with the ability to apply them in a product context.

Nice to Have

• Compliance certification, such as CCEP or CSCP.
• Experience with compliance software and tools, such as GRC platforms.
• Familiarity with Agile development methodologies and the ability to work in a fast-paced environment.

Benefits and Perks

• Competitive salary and equity package.
• Comprehensive health insurance, including medical, dental, and vision.
• Generous PTO policy, including vacation, sick leave, and holidays.
• Remote work stipend, including equipment and software allowances.
• Opportunities for professional development and growth, including training and conference sponsorships.

• Ensure you have a strong understanding of regulatory compliance and the ability to apply it in a product context.
• Highlight your experience working in a fast-paced environment and your ability to navigate complex and ambiguous scenarios.
• Be prepared to provide specific examples of your compliance experience, including your approach to risk assessment and mitigation.
• Familiarize yourself with Affirm's products and services, including their approach to honest financial products and consumer protection.
• Prepare to discuss your experience working in a distributed team environment and your ability to communicate effectively with cross-functional partners.
• Consider obtaining a compliance certification, such as CCEP or CSCP, to demonstrate your expertise and commitment to the field.