Compliance Lead, Product Advisory

About the Role

The Compliance team at Affirm is responsible for designing and implementing a compliance program that proactively addresses regulatory requirements. This includes advisory, training, testing, monitoring, reporting, and oversight. As a Compliance Lead, you will be responsible for providing guidance on complex and ambiguous scenarios, balancing regulatory expectations with business and customer considerations.

Affirm is committed to delivering honest financial products, and the Compliance team plays a crucial role in achieving this mission. You will work in a fast-paced environment, collaborating with teams across the organization to ensure that compliance is embedded in every aspect of the business.

What You Will Do

• Collaborate with Product teams to optimize Affirm's offerings by identifying and mitigating compliance risks
• Review and approve financial services marketing materials to ensure compliance with regulations and industry standards
• Partner with Compliance, Legal, Risk, and Product teams to complete reviews and address root causes of compliance issues
• Develop and maintain compliance training and reference materials
• Operate in a fast-paced environment while delivering detailed and diligent work
• Support the completion of compliance risk assessments and control inventory
• Serve as an expert on regulatory compliance, especially as it applies to new and revised financial products and services
• Identify and assess compliance risks associated with new products and services
• Develop and implement compliance plans to mitigate identified risks

What We Are Looking For

• Bachelor's degree or equivalent experience in a related field
• Strong background in financial services compliance, preferably in a fintech company
• Experience advising on consumer-facing products within complex regulatory environments
• Solid understanding of the fintech landscape and regulatory requirements
• Ability to operate effectively in gray areas, balancing regulatory expectations with business and customer considerations
• Excellent communication and collaboration skills
• Ability to work in a fast-paced environment and deliver detailed and diligent work
• Strong analytical and problem-solving skills

Nice to Have

• Compliance certification, such as CCEP or CSCP
• Experience with compliance management systems and tools
• Knowledge of Canadian financial regulations and laws
• Experience working in a remote team environment

Benefits and Perks

• Competitive salary and benefits package
• Opportunity to work with a innovative and growing company
• Collaborative and dynamic work environment
• Professional development opportunities
• Flexible work arrangements, including remote work options
• Access to cutting-edge technology and tools
• Comprehensive health and wellness benefits
• Generous paid time off and vacation policy

• Tip: Make sure to highlight your experience with compliance management systems and tools, such as Confluence or Jira, to stand out as a candidate.
• Tip: Research Affirm's products and services to understand the company's mission and values, and be prepared to discuss how your skills and experience align with them.
• Tip: Emphasize your ability to communicate complex compliance concepts in a clear and concise manner, and provide examples of times when you had to navigate ambiguous regulatory requirements.
• Tip: Be prepared to discuss your experience with compliance risk assessments and control inventory, and how you have used data to inform compliance decisions.
• Tip: Show enthusiasm for the fintech industry and a willingness to learn and adapt to new regulatory requirements and technologies.
• Tip: Prepare examples of times when you had to balance regulatory expectations with business and customer considerations, and how you handled those situations.
• Tip: Research the company culture and values, and be prepared to discuss how you can contribute to a positive and inclusive work environment.