Corporate Credit Analyst II (US)
WFA Digital Insight
As the demand for skilled credit analysts grows by 15% annually, professionals with expertise in credit risk mitigation and financial analysis are in high demand. With Seagate Technology's commitment to innovation and customer relationships, this role stands out in the current remote job market. Candidates should be prepared to demonstrate their analytical skills, attention to detail, and ability to communicate complex financial data effectively. Before applying, it's essential to understand the company's global presence and the importance of credit risk management in driving business growth.
Job Description
About the Role
The Corporate Credit Analyst II role at Seagate Technology, LLC is a critical position that requires a deep understanding of credit risk management and financial analysis. As a key member of the Credit Department, you will work closely with cross-functional teams to mitigate credit risk and enable profitable growth. Your expertise in analyzing financial statements, cash flow, and industry trends will be essential in providing recommendations to support management decision-making.The Credit Department at Seagate Technology is a well-established global team focused on delivering high-quality service and continuous improvement. You will be part of a collaborative environment that values strong customer relationships, effective communication, and a process improvement mindset.
In this role, you will have the opportunity to work with a diverse portfolio of global customers, performing in-depth financial analysis and providing ad-hoc analyses, executive summaries, and recurring reporting to support management decision-making.
What You Will Do
- Perform credit analysis for new and existing customers to assess credit risk associated with proposed or assigned credit lines
- Conduct in-depth financial analysis and provide recommendations to support management decision-making
- Create ad-hoc analyses, executive summaries, and recurring reporting to support management decision-making
- Monitor and analyze key economic indicators across AMER, EMEA, and APAC
- Identify potential risks and opportunities within the Global customer portfolio
- Perform cash flow analysis and create customer forecasts
- Conduct research and conceptualize new techniques, ideas, and solutions for a variety of credit challenges
- Provide relevant departments with critical updates on the financial condition of their customers
- Partner with Sales and Sales Operations to support order management decisions
- Enforce credit policies and procedures through maintenance and updates of desktop procedures
- Assist with SOX controls and compliance procedures
- Perform ad-hoc control procedures as assigned
What We Are Looking For
- Bachelor's degree in Finance, Accounting, or a related field, or equivalent experience
- Proficiency with Microsoft Office applications, particularly Excel
- Excellent English verbal and written communication skills
- Strong attention to detail and ability to notice discrepancies in data
- Interest in new techniques using AI and Machine Learning to automate and improve credit analysis
- Experience in developing mathematical and statistical models is a plus
- Basic concept of credit risk mitigation strategies, practices, and systems
- Outstanding communication and presentation skills
- Process improvement mindset with a desire to consistently look for ways to improve efficiency and service
Nice to Have
- Experience working in a credit analysis function or quantitative experience
- Knowledge of analysis of financial statements, cash flow analysis, industry/market credit research, and ever-changing country risks
- Understanding and reading Chinese fluently is a plus
- Ability to effectively manage competing deadlines
Benefits and Perks
- Opportunity to work with a global company and diverse customer portfolio
- Collaborative and dynamic work environment
- Professional development and growth opportunities
- Competitive compensation and benefits package
- Remote work options and flexible work arrangements
- Access to cutting-edge technology and tools
- Recognition and reward for outstanding performance
- Comprehensive health and wellness programs
- Generous paid time off and holidays
- Employee stock purchase plan
- Retirement savings plan
- Life insurance and disability benefits
- Employee assistance program
How to Stand Out
- Develop a strong understanding of credit risk management principles and financial analysis techniques to stand out in the application process.
- Showcase your proficiency in Excel and other Microsoft Office applications, and be prepared to provide examples of your analytical skills.
- Highlight your experience in developing mathematical and statistical models, and demonstrate your ability to communicate complex financial data effectively.
- Be prepared to discuss your process improvement mindset and provide examples of how you have consistently looked for ways to improve efficiency and service in your previous roles.
- Research Seagate Technology's global presence and credit risk management strategies to demonstrate your interest in the company and the role.
- Prepare to discuss your experience working with diverse customer portfolios and your ability to manage competing deadlines.
- Be ready to provide examples of your outstanding communication and presentation skills, and demonstrate your ability to work effectively in a collaborative environment.
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