Credit Analyst

Tarino·Remote(Philippines)
Finance

WFA Digital Insight

The demand for skilled credit analysts has seen a significant surge in recent years, with the mortgage broking industry alone experiencing a 25% growth in the last two years. As the remote work landscape continues to evolve, professionals with expertise in digital skills and credit analysis are in high demand. Tarino, a company operating in the Philippines, is no exception, seeking a Credit Analyst to join their team. With the current job market favoring candidates who can work independently and manage multiple files, this role stands out for its potential for growth and professional development. Candidates should be aware of the need for a strong understanding of lender credit policies and serviceability tools to excel in this position.

Job Description

About the Role

The Credit Analyst role at Tarino is a critical component of the company's mortgage broking practice. As a Credit Analyst, you will be responsible for conducting thorough credit analysis and serviceability assessments to support the broker in identifying suitable lending options across multiple lenders. This role requires a strong understanding of lender credit policies, serviceability tools, and lending guidelines, as well as the ability to work independently and manage multiple files simultaneously. In this position, you will be working closely with the broker to provide expert analysis and recommendations, ensuring that clients receive the best possible lending options. Your work will have a direct impact on the success of the mortgage broking practice, making this a highly rewarding role for individuals who are passionate about credit analysis and mortgage broking. As a key member of the team, you will be expected to maintain high levels of productivity and efficiency, prioritizing tasks and managing your workload to meet deadlines and targets.

What You Will Do

  • Conduct comprehensive credit analysis and serviceability assessments for clients
  • Provide expert recommendations to brokers on suitable lending options
  • Stay up-to-date with lender credit policies, serviceability tools, and lending guidelines
  • Manage multiple files simultaneously, prioritizing tasks and meeting deadlines
  • Collaborate with brokers to ensure clients receive the best possible lending options
  • Analyze credit reports and financial statements to assess creditworthiness
  • Develop and maintain a thorough understanding of the mortgage broking industry and market trends
  • Identify opportunities to improve processes and procedures, implementing changes as needed
  • Maintain accurate and detailed records of client interactions and analysis results

What We Are Looking For

  • Previous experience in an Australian mortgage broking support or credit analysis role
  • Strong understanding of lender credit policies, serviceability tools, and lending guidelines
  • Ability to work independently and manage multiple files simultaneously
  • Excellent analytical and problem-solving skills
  • Strong communication and interpersonal skills
  • Ability to prioritize tasks and meet deadlines
  • Proficiency in Microsoft Office, particularly Excel
  • Experience with credit analysis software and tools

Nice to Have

  • Certification in credit analysis or a related field
  • Experience working in a remote or work-from-home environment
  • Familiarity with Philippine mortgage broking regulations and laws

Benefits and Perks

  • Full-time, work-from-home opportunity
  • Long-term, stable role with room for growth and professional development
  • Professional, supportive team environment
  • Training and ongoing support provided
  • Opportunity to work with a leading mortgage broking practice
  • Competitive compensation package
  • Access to the latest credit analysis software and tools

How to Stand Out

  • Be prepared to provide specific examples of your experience with credit analysis and serviceability assessments in your application and during interviews.
  • Familiarize yourself with the latest developments in lender credit policies and serviceability tools to demonstrate your expertise.
  • Highlight your ability to work independently and manage multiple files simultaneously, as this is a key requirement for the role.
  • Make sure your resume and online profiles are up-to-date and showcase your skills and experience in credit analysis and mortgage broking.
  • Research the company and the Philippine mortgage broking industry to demonstrate your knowledge and interest in the role.
  • Prepare questions to ask during the interview, such as what a typical day looks like in the role and what opportunities there are for professional development.

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