Director, Software Engineering - Credit
WFA Digital Insight
The demand for skilled software engineering leaders in fintech has surged, with a 25% increase in remote job postings over the past year. As companies like Marqeta continue to innovate and scale their credit platforms, the need for experts who can navigate complex systems and compliance requirements is on the rise. With its flexible work arrangements and commitment to engineering excellence, Marqeta stands out as an attractive choice for top talent. Before applying, candidates should be prepared to showcase their experience in building and scaling distributed systems, as well as their ability to drive execution discipline and raise engineering standards.
Job Description
About the Role
The Director, Software Engineering - Credit at Marqeta is a critical leadership role that entails evolving the company's credit platform to power modern fintech experiences. This position involves leading multiple engineering teams responsible for building, operating, and modernizing core components of the credit platform. The successful candidate will partner closely with various stakeholders, including Product, Data, Risk, Compliance, and Operations, to define strategy, drive execution, and deliver resilient, secure, and highly available systems at scale.As a leader in this role, you will be responsible for setting a high bar, moving with urgency, and bringing clarity in complex environments. Your expertise in software engineering, particularly in distributed systems and cloud native environments, will be essential in driving platform resiliency, scalability, and operational excellence.
What You Will Do
- Lead and develop multiple engineering teams responsible for core credit capabilities
- Drive platform resiliency, scalability, and operational excellence
- Partner with Product to shape roadmap, sequencing, and delivery strategy
- Establish clear engineering standards around quality, reliability, testing, and documentation
- Improve execution rigor including planning, sprint hygiene, and measurable outcomes
- Lead architectural discussions and make high-quality technical decisions
- Stay close to the codebase and system design while empowering teams to execute
- Recruit and develop top engineering talent and actively build bench strength
- Create a culture of ownership, accountability, and continuous improvement
What We Are Looking For
- 10+ years of engineering experience with 5+ years leading engineering managers or multiple teams
- Experience building and scaling distributed systems in cloud native environments, preferably AWS
- Strong background in microservices architectures and high availability systems
- Proven ability to operate in regulated or compliance-sensitive environments
- Experience in fintech strongly preferred; credit domain experience is a plus but not required
- Demonstrated track record of raising engineering standards and improving execution discipline
- Comfortable navigating ambiguity while driving clarity and momentum
- High personal standards and a bias toward action
Nice to Have
- Experience building or scaling credit products such as underwriting, ledgering, servicing, or transaction processing
- Experience improving platform resiliency such as multi-region architectures
- Track record of evolving teams from good to great
- Master's Degree in Computer Science
Benefits and Perks
- Flexible work arrangements, allowing you to choose your best working environment
- Competitive compensation package, calibrated to a competitive value according to working location
- Opportunities for professional growth and development in a rapidly evolving fintech company
- Access to cutting-edge technologies and tools
- Collaborative and dynamic work environment
- Comprehensive benefits package, including health insurance and retirement plans
- Generous paid time off and holiday schedule
- Remote work stipend and support for home office setup
How to Stand Out
- To stand out, highlight your experience in building and scaling distributed systems, as well as your ability to drive execution discipline and raise engineering standards. Be prepared to provide specific examples of your accomplishments in these areas.
- Make sure to showcase your understanding of microservices architectures and high availability systems, and be ready to discuss how you would approach these challenges in a cloud native environment.
- When preparing for the interview, research Marqeta's credit platform and be ready to discuss how your skills and experience align with the company's goals and objectives.
- Be prepared to talk about your experience working in regulated or compliance-sensitive environments, and how you have navigated these challenges in the past.
- Consider reaching out to current or former employees to gain insights into the company culture and what it's like to work at Marqeta.
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