Government Insuring Team Lead

About the Role

Day-to-day, the team lead will assign and oversee the workflow of team members, conduct training sessions to ensure team members are up-to-date on the latest guidelines and procedures, and perform quality control reviews to guarantee accuracy and compliance. This role also involves serving as a backup to the Assistant Vice President of Government Insuring, necessitating strong leadership and problem-solving skills.

In the context of the current remote job market, this role offers the opportunity to work with a leading mortgage employer from the comfort of your own home, providing flexibility and work-life balance. Planet's commitment to its employees' growth and well-being, as evidenced by its comprehensive benefits package and recognition as a top employer, makes this an attractive opportunity for those looking to advance their careers in mortgage professionals.

What You Will Do

• Assign daily workflow to team members to ensure timely and accurate completion of FHA, VA, and USDA insuring applications.
• Conduct training and coaching of team members to ensure understanding of published guidelines and procedures.
• Perform random quality control reviews of team member work output to ensure compliance with guidelines and procedure.
• Serve as the backup to the AVP, Government Insuring as needed.
• Audit closed loan files to ensure all required documents by FHA, VA, or USDA are present, complete, and accurate.
• Remit UFMIP, VAFF, and USDA fees timely and accurately as required.
• Prepare loan files in the appropriate stacking order for HUD and VA audit file requests.
• Submit loan deficiencies for remediation as needed.
• Review and respond to Notice of Rejects (NOR) timely and accurately.
• Validate the insuring status and accuracy of acquired loans.
• Perform additional government loan review and research as needed.

What We Are Looking For

• Minimum of 5 years working experience in a government insuring environment.
• Demonstrated knowledge of FHA, VA, and USDA requirements for loan insurance applications.
• Familiarity with key loan documents such as 92900A, IRRRL Worksheets, and Closing Disclosure.
• Experience with the usage of FHA-Connection, WebLGY, and the USDA portal for insurance applications.
• Demonstrated leadership skills and the ability to influence others.
• Mastery of FHA, VA, and USDA guidelines related to insuring applications.
• Attention to detail and the ability to follow written procedures and guidelines.
• Ability to work independently in a remote role while meeting deadlines and achieving desired results.
• Effective written and verbal communication skills.
• Proven skills with MS Office Products.

Nice to Have

• Experience in a team lead or supervisory role.
• Certification in mortgage banking or a related field.
• Knowledge of current trends and developments in government-backed loan programs.

Benefits and Perks

• Comprehensive Cigna or Kaiser medical plans, dental, and vision insurance.
• Short-term and long-term disability insurance.
• Basic life insurance.
• 401(k) plan.
• 11 employer-paid holidays.
• Supplemental benefits to include life insurance.
• Remote work setup support.
• Professional development opportunities.
• Access to cutting-edge technology and tools.
• Recognition and rewards for outstanding performance.

• Ensure your resume and cover letter highlight specific experience with FHA, VA, and USDA loan processing and compliance.
• Be prepared to provide examples of times when you had to interpret and apply complex guidelines in a fast-paced environment.
• Developing a portfolio of your work, including examples of successful loan applications and compliance audits, can help you stand out as a candidate.
• Familiarize yourself with Planet's company culture and values to demonstrate your fit during the interview process.
• Ask about opportunities for professional growth and development during the interview to show your interest in long-term career advancement.
• Prepare to discuss your experience with remote work tools and technologies, as well as your strategies for staying organized and meeting deadlines in a remote setting.