Junior Underwriter

About the Role

The ideal candidate is analytical, customer-focused, and eager to build a career in the insurance industry. You will be responsible for analyzing complex data, identifying trends, and making informed decisions that impact the company's portfolio. Your ability to work closely with brokers, policyholders, and internal stakeholders will be essential in delivering exceptional service and fostering strong business partnerships.

One80 Intermediaries is a dynamic and growing company that values innovation, teamwork, and professionalism. As a Junior Underwriter, you will have the opportunity to work with a talented team of professionals who are passionate about the insurance industry and committed to delivering exceptional results.

What You Will Do

• Evaluate risks and review applications to determine coverage eligibility
• Conduct comprehensive underwriting reviews approximately 90 days prior to expiration
• Analyze applications, prior policies, endorsements, loss history, online presence, and other risk indicators
• Develop and maintain accurate and detailed records of underwriting decisions
• Provide strategic underwriting recommendations to support informed decision-making
• Prepare thorough referral packages for accounts exceeding authority limits
• Present clear risk assessments, supporting documentation, and well-reasoned underwriting analysis
• Maintain audit-ready policy documentation and ensure adherence to departmental standards and regulatory requirements
• Issue Package, Commercial Marine, and Umbrella/Bumbershoot policies within 48 hours of receipt
• Ensure accuracy and compliance with underwriting proposals and binding instructions
• Strengthen underwriting compliance by proactively obtaining, tracking, and following up on outstanding broker documentation

What We Are Looking For

• Associate's degree from an accredited college, technical school, or equivalent combination of education, training, and related work experience
• At least one year of relevant professional experience in the insurance industry
• Proficiency with Microsoft Office applications, particularly Excel
• Strong analytical and problem-solving skills
• Excellent communication and interpersonal skills
• Ability to work in a fast-paced environment and prioritize multiple tasks
• Strong attention to detail and organizational skills
• Desire to stay current with industry trends, best practices, and emerging technologies

Nice to Have

• Experience with underwriting systems and tools
• Knowledge of insurance regulations and compliance requirements
• Certification in insurance or a related field
• Experience working in a team environment and collaborating with internal stakeholders

Benefits and Perks

• Competitive hourly rate
• Opportunity to work with a dynamic and growing company
• Collaborative and supportive team environment
• Professional development and growth opportunities
• Access to industry-leading training and resources
• Flexible working hours and remote work options
• Comprehensive benefits package, including health, dental, and vision insurance
• 401(k) retirement plan with company match
• Paid time off and holiday pay

• Make sure to highlight your analytical and problem-solving skills in your application, as these are essential for success in this role.
• Showcase your proficiency in Excel and ability to work with complex data sets.
• Be prepared to provide examples of your experience working in a fast-paced environment and prioritizing multiple tasks.
• Research the company culture and values to demonstrate your understanding of One80 Intermediaries' commitment to equal employment opportunity and dedication to fostering strong business partnerships.
• Prepare to discuss your knowledge of insurance regulations and compliance requirements, as well as your ability to stay current with industry trends and emerging technologies.
• Consider creating a portfolio that showcases your underwriting experience and skills, including examples of your work and any relevant certifications or training.