Principal Financial Services Engineer (Fully Remote)
WFA Digital Insight
The demand for skilled financial services engineers has surged in recent years, with a focus on building secure and compliant financial infrastructure. As the remote job market continues to grow, PadSplit stands out with its commitment to innovation and customer experience. With the financial technology sector expected to grow by over 20% in the next year, professionals with expertise in payment systems, backend development, and AI product thinking are in high demand. Before applying, candidates should be prepared to showcase their technical vision, leadership skills, and experience in scaling complex financial systems.
Job Description
About the Role
As a Principal Financial Services Engineer at PadSplit, you will serve as the technical leader responsible for designing and building the systems that power money movement across the platform. This role is critical to the company's continued growth and success, as it requires a deep understanding of financial systems, payment processing, and compliance. You will be working closely with cross-functional teams, including Engineering, Product, and Finance, to ensure that every transaction is accurate, auditable, and dependable.The ideal candidate will have a strong background in building and scaling complex financial systems, such as payments, billing platforms, ledgers, and banking integrations. You will be expected to combine exceptional technical judgment with strong leadership skills, thriving in high-accountability environments where accuracy matters. Your experience in mentoring other engineers and remaining hands-on with architecture and development will be essential in this role.
PadSplit is committed to innovation and customer experience, and this role will be key in driving the company's technical vision and strategy for financial services. With the financial technology sector expected to grow significantly in the next year, this is an exciting opportunity to join a company that is at the forefront of this growth.
What You Will Do
- Define and evolve the architecture, strategy, and long-term roadmap for PadSplit's financial services domain
- Design and build secure, scalable systems supporting payments, billing, collections, and ledger management
- Lead integrations with banks, payment processors, fintech partners, and financial service providers
- Collaborate closely with Finance, Product, and Engineering leaders to align technical solutions with business objectives
- Establish and drive best practices around reliability, observability, transaction integrity, and financial accuracy
- Mentor senior and staff engineers through architecture reviews, technical guidance, and engineering leadership
- Lead investigation, resolution, and prevention efforts for issues impacting financial systems and money movement
- Assess emerging technologies, payment solutions, and AI capabilities that improve efficiency, reliability, or customer experience
What We Are Looking For
- Significant experience designing and scaling payment systems, billing platforms, ledgers, and banking integrations
- Deep expertise in Python and Django, with the ability to design and maintain complex backend services
- Strong working knowledge of JavaScript and React in modern web applications
- Hands-on experience working with ACH, card payments, payment processors, and financial APIs
- Expertise with PostgreSQL and designing systems that support reconciliation, auditability, and financial accuracy
- Proven experience building distributed, fault-tolerant systems on AWS with strong reliability and scalability practices
- Understanding of financial security requirements, data protection, and compliance considerations for financial systems
- Demonstrated ability to influence engineering strategy, mentor senior engineers, and drive cross-functional alignment
- Strong judgment regarding where AI can create meaningful value within financial services and customer experiences
- Ability to translate complex financial, technical, and regulatory requirements into clear direction for technical and business stakeholders
Nice to Have
- Experience with cloud-based payment processing systems
- Knowledge of machine learning and data analytics in financial systems
- Familiarity with containerization using Docker and Kubernetes
Benefits and Perks
- Competitive salary and benefits package
- Opportunity to work with a cutting-edge financial technology company
- Collaborative and dynamic work environment
- Flexible working hours and remote work options
- Professional development opportunities and mentorship
- Access to the latest technologies and tools
- Recognition and reward for outstanding performance
- Comprehensive health insurance and wellness programs
- Generous paid time off and holiday policy
How to Stand Out
- Make sure your resume and cover letter are tailored to the specific requirements of the role, highlighting your experience with payment systems and financial infrastructure.
- Be prepared to discuss your technical vision and strategy for financial services, and how you would approach building and scaling complex financial systems.
- Showcase your leadership skills and experience in mentoring other engineers, and be prepared to provide examples of your technical guidance and engineering leadership.
- Familiarize yourself with the company's products and services, and be prepared to discuss how you can contribute to the company's growth and success.
- Be prepared to ask questions during the interview, such as what the company's approach is to AI and machine learning in financial services, and how the company supports the professional development of its engineers.
- Make sure you have a strong understanding of the company's technology stack and architecture, and be prepared to discuss your experience with similar technologies.
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