Private Risk Executive & Commercial Specialist - Private Client

## About the Role As a Private Risk Executive & Commercial Specialist at Howden, you will be responsible for managing and growing relationships with private capital clients, including private equity firms, family offices, and venture capital organizations. This role requires a deep understanding of the complex risk profiles of these clients and the ability to develop customized insurance programs that meet their unique needs. You will be working closely with a team of experienced professionals who share a passion for innovation and a commitment to exceptional client service.

The Private Risk Executive & Commercial Specialist role is a key part of Howden's private client division, which is dedicated to providing tailored insurance solutions to high-net-worth individuals and families. As a member of this team, you will have the opportunity to work with a diverse range of clients, from entrepreneurs and business owners to family offices and private equity firms.

Howden is a global insurance group with a strong focus on employee ownership and collaboration. The company's culture is built around a shared passion for innovation and a commitment to exceptional client service. As a Private Risk Executive & Commercial Specialist, you will be expected to embody these values and contribute to the company's mission to push the boundaries of insurance.

## What You Will Do - Manage and grow relationships with private capital clients, including private equity firms, family offices, and venture capital organizations - Develop and implement customized personal and commercial insurance programs that align with clients' unique risk profiles - Advise clients on risk management strategies across personal assets, business operations, real estate holdings, and executive liability exposures - Collaborate with carriers and internal teams to negotiate coverage terms, renewals, and policy placements - Conduct coverage reviews and identify opportunities to enhance protection and mitigate risk - Support new business development efforts through prospect meetings, referrals, and industry networking - Maintain strong knowledge of market conditions, insurance trends, and emerging risks affecting private capital clients - Ensure exceptional client service by responding promptly to inquiries and coordinating policy changes, renewals, and claims support - Develop and maintain a deep understanding of the complex risk profiles of private capital clients - Identify and pursue new business opportunities through networking and referrals

## What We Are Looking For - Bachelor's degree or equivalent combination of education and experience - 5+ years of experience in private client, commercial insurance, risk management, or related financial services roles - Strong understanding of property & casualty insurance solutions, including both personal and commercial lines - Excellent relationship management, communication, and presentation skills - Proven ability to manage complex client portfolios and deliver consultative solutions - Insurance licensing required or ability to obtain upon hire - Strong analytical and problem-solving skills - Ability to work in a fast-paced environment and prioritize multiple tasks and deadlines

## Nice to Have - Experience serving private equity, venture capital, family office, or high-net-worth clientele - Knowledge of executive protection, management liability, cyber, and specialty insurance products - Professional designations such as CPCU, CIC, CRM, or equivalent - Experience with insurance software and technology platforms

## Benefits and Perks - Competitive salary and bonus structure - Comprehensive benefits package, including health, dental, and vision insurance - 401(k) matching program - Paid time off and holidays - Flexible working hours and remote work options - Opportunities for professional development and career advancement - Access to cutting-edge insurance technology and software platforms - Collaborative and dynamic work environment

- Tip: Develop a strong understanding of the complex risk profiles of private capital clients and the ability to develop customized insurance programs that meet their unique needs.

• Tip: Highlight your experience and skills in relationship management, risk management, and insurance product knowledge.
• Tip: Be prepared to discuss your approach to client service and how you would ensure exceptional service to high-net-worth individuals and private equity firms.
• Tip: Showcasing your knowledge of market conditions, insurance trends, and emerging risks affecting private capital clients can be a major differentiator.
• Tip: Prepare examples of how you have managed complex client portfolios and delivered consultative solutions in previous roles.
• Tip: Be prepared to discuss your career goals and how this role aligns with your long-term aspirations.
• Tip: Research the company culture and values, and be prepared to discuss how you would contribute to and embody those values as a member of the team.