Product Compliance Program Manager
WFA Digital Insight
As the demand for fintech specialists grows, with a 25% increase in job postings in 2025, companies like Ramp are seeking skilled professionals to navigate complex regulatory landscapes. The Product Compliance Program Manager role is particularly compelling, requiring a unique blend of technical expertise and business acumen. With the global fintech market expected to reach
Job Description
About the Role
The Product Compliance Program Manager is a critical role at Ramp, responsible for ensuring that the company's financial products and services comply with relevant regulations and standards. This involves working closely with various teams, including Product, Engineering, and Legal, to identify and mitigate potential risks. The ideal candidate will have a deep understanding of the fintech industry and the regulatory environment in which it operates.As a key member of the Regulatory Compliance team, the Product Compliance Program Manager will play a primary role in enabling the company to scale responsibly and expand its financial offerings. This will involve providing guidance and support to business teams throughout the product lifecycle, from development to launch and beyond. The ability to communicate complex regulatory requirements in a clear and concise manner will be essential in this role.
Ramp is a fast-paced and dynamic company, and the Product Compliance Program Manager will need to be able to adapt quickly to changing circumstances and priorities. The company values innovation and creativity, and the successful candidate will be expected to bring new ideas and approaches to the role.
What You Will Do
- Advise business teams on applicable regulatory, payment scheme, and partner requirements to ensure compliance at each stage of the product lifecycle
- Collaborate with Legal, Partnerships, and Risk teams to streamline business requirements and provide strategic recommendations for control development
- Conduct targeted risk assessments and testing to validate control effectiveness for new and existing products and features
- Support independent assessments, regulatory exams, and partner diligence requests as needed
- Maintain compliance policies necessary to align product innovation with evolving obligations and standards
- Develop and implement compliance training programs for employees
- Monitor and analyze regulatory developments and emerging trends in the fintech industry
- Provide guidance on compliance matters to employees across the company
- Collaborate with external partners and stakeholders to stay up-to-date on industry best practices
What We Are Looking For
- 5+ years of financial services experience in product compliance, risk, or related regulatory advisory roles—preferably in fintech
- Expert knowledge of BSA/AML and Sanctions programs, specifically focused on KYC/KYB, transaction monitoring, and OFAC/sanctions screening across traditional and digital asset rails
- Familiarity with U.S. and international financial services regulatory compliance related to money movement, licensing regimes, and digital asset products
- Proven experience working with technical teams and influencing system design, with an emphasis on automation and scale
- Track record of building or maturing compliance programs, especially in high-growth or fast-paced environments
- Exceptional cross-functional collaboration skills; comfortable operating at the intersection of product, engineering, legal, operations, and external partners
- Experience utilizing AI to analyze regulatory frameworks, design risk controls, and scaling compliance programs
- Strong research, communication, documentation, and advocacy skills
Nice to Have
- CAMS, CRCM or equivalent certifications
- Experience with data design, internal tooling, or compliance systems implementation
- Prior experience representing a financial institution in direct engagement with national or regional regulatory bodies
- Knowledge of cloud-based technologies and agile development methodologies
Benefits and Perks
- Flexible PTO
- Unlimited AI token usage
- Centralized home-office equipment ordering
- Health and wellness stipend
- Budget for intra-office travel
- Weekly coffee stipend
- 100% medical, dental & vision insurance coverage for you, with partial coverage for dependents
- One Medical annual membership
- 401(k), including employer match on contributions made while employed
- Opportunities for professional development and growth
- Collaborative and dynamic work environment
How to Stand Out
- Develop a strong understanding of BSA/AML and Sanctions programs, including KYC/KYB, transaction monitoring, and OFAC/sanctions screening
- Highlight your experience working with technical teams and influencing system design, with an emphasis on automation and scale
- Be prepared to provide examples of your ability to communicate complex regulatory requirements in a clear and concise manner
- Showcase your knowledge of the fintech industry and the regulatory environment in which it operates
- Emphasize your ability to adapt quickly to changing circumstances and priorities in a fast-paced and dynamic company
- Consider obtaining CAMS, CRCM or equivalent certifications to demonstrate your expertise in compliance
- Be prepared to discuss your experience utilizing AI to analyze regulatory frameworks, design risk controls, and scaling compliance programs
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