Product Lead - Money Movement

About the Role

As a key member of the Transfer team, you will work closely with cross-functional teams, including engineering, operations, risk, and go-to-market. Your primary focus will be on scaling real-time payments, ensuring world-class reliability, compliance, and customer success. You will also be responsible for representing Plaid externally as a thought leader in the future of open, real-time payments and modern financial infrastructure.

The ideal candidate will have a strong background in product leadership, with a proven track record of driving growth and innovation in the payments industry. You will be a strategic thinker with excellent communication and collaboration skills, able to work effectively with various stakeholders to achieve business objectives.

What You Will Do

• Own the money movement strategy, defining the long-term vision and roadmap for Plaid's Transfer products
• Scale real-time payments, leading the evolution of Plaid's payments operations
• Balance growth and risk, overseeing ACH operations and customer oversight
• Build trusted infrastructure, partnering with Engineering and Operations to deliver resilient and transparent systems
• Represent Plaid externally, acting as a thought leader in the future of open, real-time payments
• Lead with ownership, operating with urgency, creativity, and accountability
• Develop and execute the product roadmap, working closely with cross-functional teams
• Analyze market trends and competitor activity, identifying opportunities for growth and innovation
• Collaborate with stakeholders to drive business outcomes, ensuring alignment with company objectives

What We Are Looking For

• 12+ years of experience in product leadership, with a focus on payments and financial services
• Strong understanding of the payments industry, including ACH, RTP, FedNow, and other payment systems
• Proven track record of driving growth and innovation in the payments industry
• Excellent communication and collaboration skills, with the ability to work effectively with various stakeholders
• Strong analytical and problem-solving skills, with the ability to analyze complex data sets and drive business outcomes
• Experience with product development, including roadmap creation and execution
• Strong leadership skills, with the ability to motivate and inspire teams
• Knowledge of financial regulations and compliance requirements

Nice to Have

• Experience with Excel, with the ability to analyze complex data sets
• Familiarity with agile development methodologies, with the ability to work effectively in a fast-paced environment
• Knowledge of cloud-based technologies, with the ability to drive innovation and growth

Benefits and Perks

• Competitive salary and equity package
• Comprehensive health, dental, and vision insurance
• Flexible paid time off and holidays
• Remote work stipend and equipment allowance
• Professional development opportunities, including training and conference attendance
• Access to a network of talented professionals in the payments industry
• Opportunities for growth and advancement within the company

• To stand out in your application, be sure to highlight your experience with payments and financial services, including any relevant certifications or training.
• When preparing for your interview, review the company's website and social media channels to get a sense of their products and services.
• Be prepared to provide specific examples of your experience with product development, including roadmap creation and execution.
• Consider creating a portfolio of your work, including any relevant case studies or project plans.
• Don't be afraid to ask questions during the interview process, including about the company culture and values.
• Research the market rate for your salary and be prepared to negotiate based on your experience and qualifications.