Risk Operations Analyst

## About the Role As a Risk Operations Analyst at Stripe, you will play a critical role in managing risk relationships across global payment methods, card, and financial partners. Your day-to-day tasks will involve ensuring that policies, operations, and workflows align with the needs of financial partners, identifying and assessing regulatory, contractual, and partner risk, and influencing operational teams to build scalable processes. You will be part of a team that is responsible for building operational controls to mitigate user and partner risk, enabling strategic development opportunities.

The Risk Operations team at Stripe is dedicated to creating a secure and reliable payment ecosystem. As a key member of this team, you will work closely with cross-functional stakeholders to identify trends, report on risks, and contribute to projects that enhance due diligence strategy systems and tools. Your ability to demonstrate sound judgment and navigate non-binary, high-risk decisions will be essential in this role.

Stripe is a financial infrastructure platform that provides businesses with the tools they need to accept payments, grow their revenue, and accelerate new business opportunities. With millions of companies using Stripe, from large enterprises to ambitious startups, the scope for impact is significant. As a Risk Operations Analyst, you will have the opportunity to work on complex problems, collaborate with talented professionals, and contribute to the company's mission to increase the GDP of the internet.

## What You Will Do - Evaluate merchants to assess their suitability to process payments on Stripe - Demonstrate sound judgment and navigate non-binary, high-risk decisions - Adhere closely to process while questioning assumptions and suggesting improvements - Effectively communicate with other teams, Stripe's users, and financial partners - Identify trends and report these to cross-functional teams to enhance detection systems - Contribute to projects to enhance and optimize due diligence strategy systems and tools - Help build and scale processes across the risk operations ecosystem - Identify gaps in current systems, policies, and strategies, and recommend enhancements and process improvements - Collaborate with stakeholders to implement changes and mitigate emerging risks - Develop and maintain relationships with key stakeholders, including financial partners and cross-functional teams

## What We Are Looking For - At least 5+ years of experience in risk management, compliance, or operations in a fast-paced environment - Strong understanding of payment systems, financial regulations, and risk management principles - Excellent communication and collaboration skills, with the ability to work with cross-functional teams - Ability to demonstrate sound judgment and navigate complex, high-risk decisions - Strong analytical and problem-solving skills, with the ability to identify trends and report on risks - Experience working with financial partners, merchants, or other stakeholders in a payment ecosystem - Knowledge of regulatory requirements and industry standards, such as AML and KYC - Ability to work in a remote environment and collaborate with global teams

## Nice to Have - Experience working in a fintech company or payment processing environment - Knowledge of programming languages, such as Python or Java - Experience with data analysis tools, such as Excel or SQL - Certification in risk management or compliance, such as CFA or CCEP - Experience working with cloud-based technologies, such as AWS or Google Cloud

## Benefits and Perks - Competitive salary and equity package - Comprehensive health insurance and wellness programs - Generous paid time off and flexible work arrangements - Opportunities for professional development and career growth - Access to cutting-edge technologies and tools - Collaborative and dynamic work environment - Remote work stipend and home office setup support - Access to employee resource groups and diversity initiatives

- Develop a strong understanding of payment systems, financial regulations, and risk management principles to stand out in your application.

• Showcase your ability to navigate complex, high-risk decisions and demonstrate sound judgment in your previous experience.
• Highlight your excellent communication and collaboration skills, with examples of working with cross-functional teams and stakeholders.
• Be prepared to discuss your experience working with financial partners, merchants, or other stakeholders in a payment ecosystem.
• Show a willingness to learn and adapt to new technologies and systems, such as cloud-based platforms and data analysis tools.
• Prepare to discuss your approach to identifying trends, reporting on risks, and contributing to projects that enhance due diligence strategy systems and tools.
• Research Stripe's company culture and values to demonstrate your alignment with the company's mission and vision.