Risk Strategist, Financial Crimes

## About the Role As a Risk Strategist on the Financial Crimes team at Stripe, you will play a critical role in shaping the company's global approach to AML and Sanctions risk management. You will work closely with cross-functional teams, including Product, Engineering, Compliance, and Operations, to ensure that financial crime considerations are central to decision-making. Your expertise will help drive innovation in how Stripe manages financial crime, enabling the company to stay ahead of industry expectations and regulatory change.

The Risk Strategy team operates at the intersection of Product, Engineering, Data, and Operations, serving as trusted advisors to the business. Your mandate will be to ensure that risk strategies are proactive, scalable, and seamlessly integrated into Stripe's products and operations. You will design and operationalize policies, standards, and frameworks that allow Stripe to grow responsibly while meeting regulatory expectations and maintaining user trust.

## What You Will Do - Support Stripe's global FC strategy by translating AML and Sanctions policies into standards, frameworks, and first-line programs that enable product expansion while ensuring compliance - Contribute to the design and ongoing improvement of financial crime controls, including transaction monitoring, screening, onboarding/re-onboarding, and digital asset-related safeguards - Partner cross-functionally with Product, Engineering, Compliance, Legal, Operations, and Data Science to align on priorities and address emerging challenges - Assist in strengthening FC infrastructure by gathering requirements and supporting execution for investigative tools, monitoring systems, and control effectiveness metrics - Act as a trusted partner to business, product, and engineering teams, embedding financial crime considerations into product and market launches in a balanced way - Review and assess existing processes, recommend enhancements that strengthen effectiveness, improve user experience, and anticipate regulatory or ecosystem changes - Stay informed on industry practices and contribute insights that help Stripe evolve its financial crime risk management approach - Develop and maintain relationships with key stakeholders, including regulators, law enforcement, and industry peers - Provide training and support to teams on financial crime risk management and compliance

## What We Are Looking For - 5+ years of experience in risk management, compliance, or a related field, preferably in the fintech or payments industry - Strong understanding of AML and Sanctions regulations, as well as industry trends and best practices - Proven experience in designing and implementing risk management frameworks and controls - Excellent communication and interpersonal skills, with the ability to influence and partner with cross-functional teams - Strong analytical and problem-solving skills, with the ability to analyze complex data sets and develop insights - Experience with Excel and other data analysis tools - Bachelor's degree in a related field, such as finance, law, or business

## Nice to Have - Experience working in a fast-paced, dynamic environment, preferably in a fintech or startup company - Knowledge of programming languages, such as Python or SQL - Experience with data visualization tools, such as Tableau or Power BI - Certification in risk management or compliance, such as CRM or CCEP

## Benefits and Perks - Competitive salary and equity package - Comprehensive health insurance, including medical, dental, and vision - Flexible PTO and vacation policy - Remote work stipend and equipment budget - Professional development opportunities, including training and conference sponsorships - Access to a global network of professionals and industry experts - Flexible working hours and autonomy to manage your work schedule

- To stand out in your application, be sure to highlight your experience with risk management frameworks and controls, as well as your understanding of AML and Sanctions regulations.

• Showcase your analytical skills by providing examples of how you've analyzed complex data sets and developed insights to inform risk management decisions.
• Demonstrate your ability to influence and partner with cross-functional teams by describing your experience working with stakeholders, including regulators, law enforcement, and industry peers.
• Consider obtaining certification in risk management or compliance to demonstrate your expertise and commitment to the field.
• When preparing for your interview, review Stripe's products and services to understand how they may be impacted by financial crime risk, and be prepared to discuss your thoughts on how to balance risk mitigation with business enablement.
• Be prepared to provide specific examples of how you've embedded financial crime considerations into product and market launches, and how you've measured the effectiveness of your risk management strategies.