Risk Strategist, User Risk Strategy
WFA Digital Insight
The demand for skilled risk strategists in the fintech industry has grown significantly, with a 25% increase in job postings over the past year. As companies like Stripe expand their services, the need for experts who can balance risk and business growth has become crucial. With the rise of digital payments, the ability to navigate complex regulatory environments and mitigate potential risks is essential. Stripe's commitment to innovation and customer trust makes this role an exciting opportunity for those looking to make a real impact. Before applying, candidates should be aware of the importance of staying up-to-date with the latest regulatory changes and industry trends.
Job Description
About the Role
The Risk Strategist, User Risk Strategy role at Stripe is a critical position that requires a unique blend of risk management, business acumen, and technical expertise. As a key member of the User Risk Strategy org, you will be responsible for developing and implementing market-leading policies and practices that foster user and partner trust in Stripe while driving business growth. You will work closely with cross-functional teams, including Sales, Compliance, Legal, and Product, to design and execute custom risk mitigation strategies for users in highly regulated industries.The successful candidate will have a deep understanding of the fintech industry, including banking and money movement regulations, and experience in developing risk strategies and solutions. You will be comfortable working in a fast-paced environment, navigating ambiguity, and enabling business growth while balancing risk.
What You Will Do
- Embed within Sales teams to drive pre-onboarding Risk Due Diligence strategy for large, complex Financial Services deals
- Partner with Compliance, Legal, Product, and Financial Partnerships teams to drive sophisticated solutions and ensure a positive experience for Stripe's largest users
- Evaluate emerging Financial Services use cases for supportability and develop frameworks that allow Stripe to access these users and markets responsibly
- Perform research and analysis to assess Stripe's current risk performance and develop long-term strategic plans for future growth
- Challenge the status quo and provide alternative solutions and key execution criteria
- Represent Stripe in external engagements with critical partners and users
- Execute special projects and ad hoc analyses as initiatives, products, risks, and opportunities evolve
- Develop and maintain expertise in areas such as AML/KYC, sanctions compliance, and creditworthiness
- Collaborate with technical teams to implement risk mitigation strategies and solutions
What We Are Looking For
- 5+ years of professional experience in Financial Services, Payments, or FinTech industries
- Familiarity with banking and money movement regulations, including KYC/KYB, AML, OFAC compliance, and credit and fraud risk
- Experience in a related role, such as risk, compliance, legal, or consulting
- Ability to distill complex, ambiguous regulatory issues into clear, concise, and reliable guidance for stakeholders and Stripe users
- Strong stakeholder management and communication skills
- Experience with Salesforce or similar CRM systems
- Ability to work in a fast-paced environment and navigate ambiguity
Nice to Have
- Experience in a related field, such as risk management or compliance
- Familiarity with emerging technologies, such as blockchain or machine learning
- Certification in a related field, such as CFA or CCEP
- Experience working with cross-functional teams, including technical teams
Benefits and Perks
- Competitive salary and equity package
- Comprehensive health insurance and benefits
- Flexible PTO and remote work arrangements
- Professional development opportunities and training
- Access to the latest technologies and tools
- Collaborative and dynamic work environment
- Opportunity to work with a talented team of professionals
How to Stand Out
- Be prepared to discuss your experience with risk management and mitigation strategies in the fintech industry. Provide specific examples of how you have balanced risk and business growth in previous roles.
- Make sure your resume and online profiles are up-to-date and highlight your relevant skills and experience.
- Research Stripe's products and services, as well as the latest industry trends and regulatory changes, to demonstrate your knowledge and passion for the field.
- Prepare to back up your claims with data and metrics, such as how you have improved risk performance or driven business growth in previous roles.
- Be ready to discuss your experience working with cross-functional teams, including technical teams, and how you have collaborated to implement risk mitigation strategies.
- Consider creating a portfolio or examples of your work to demonstrate your expertise and showcase your skills to the interviewer.
- Don't be afraid to ask questions during the interview process, such as what a typical day looks like in the role or what the biggest challenges are that the team is facing.
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