Senior Analyst, Collateral

About the Role

The day-to-day responsibilities of this position will involve reviewing and analyzing property documents, including appraisals, purchase agreements, and title reports. You will work closely with the team to identify and address any exceptions or issues that may arise, and provide recommendations for improvement. Your strong knowledge of US mortgage loan documents and regulations will be essential in this role.

The team you will be working with is dedicated to providing exceptional service and support to clients. As a Senior Analyst, Collateral, you will be an integral part of this team, and will be expected to provide guidance and expertise to junior team members.

What You Will Do

• Review and analyze property documents, including appraisals, purchase agreements, and title reports
• Ensure the accuracy and completeness of property documents
• Review title and insurance documents to ensure sufficient coverage
• Assess risk and identify potential issues or exceptions
• Provide recommendations for improvement
• Collaborate with the team to address any issues or exceptions that may arise
• Stay up-to-date on changing regulations and laws in the US mortgage industry
• Develop and maintain a strong knowledge of US mortgage loan documents and regulations
• Provide guidance and expertise to junior team members
• Participate in ongoing training and professional development to stay current with industry trends and best practices
• Utilize digital skills to manage and analyze large datasets and provide insights to stakeholders

What We Are Looking For

• Bachelor's degree in a related field
• Minimum 1 year of experience in US mortgage residential underwriting
• Strong knowledge of US mortgage loan documents and regulations
• Experience with remote work and digital collaboration tools
• Excellent analytical and problem-solving skills
• Strong communication and interpersonal skills
• Ability to work in a fast-paced environment and meet deadlines
• Strong attention to detail and organizational skills
• Experience with risk assessment and management
• Knowledge of investor guidelines, including FNMA, FHLMC, FHA, VA, and USDA

Nice to Have

• Experience with mortgage origination software and systems
• Knowledge of real estate law and regulations
• Experience with data analysis and reporting
• Certification in mortgage underwriting or a related field
• Experience working in a team environment and collaborating with colleagues

Benefits and Perks

• Competitive salary based on experience and skills
• Comprehensive insurance plans, including medical, dental, and vision
• 10 paid holidays and 26 paid days off per year
• Opportunities for professional development and growth
• Remote work options and digital collaboration tools
• Access to ongoing training and education
• Recognition and reward programs for outstanding performance
• Employee engagement activities and events
• Opportunities to participate in community service initiatives

• Tip: Highlight your experience with US mortgage loan documents and remote work in your application and resume.
• Tip: Be prepared to provide specific examples of your analytical and problem-solving skills during the interview process.
• Tip: Show a strong understanding of the US mortgage industry and current trends, including changes in regulations and laws.
• Tip: Emphasize your ability to work in a fast-paced environment and meet deadlines, and provide examples of times when you have done so in the past.
• Tip: Consider obtaining certification in mortgage underwriting or a related field to increase your chances of being hired.
• Tip: Be prepared to discuss your experience with data analysis and reporting, and how you have used digital skills to manage and analyze large datasets.
• Tip: Research the company culture and values, and be prepared to discuss how you align with them and can contribute to the team's success.