Senior Engineering Manager - Risk
WFA Digital Insight
As demand for fintech specialists grows, companies like Mercury are seeking seasoned engineering managers to lead the charge. With a 25% increase in fintech investment in 2025, the need for experts who can balance technical excellence with compliance rigor is more pressing than ever. Mercury stands out for its innovative approach to risk management, and candidates should be prepared to showcase their AI/ML expertise and experience in building scalable systems. Before applying, consider the evolving landscape of financial regulations and how your skills can contribute to Mercury's mission.
Job Description
About the Role
Mercury is on a mission to revolutionize business banking through intelligent, automated systems and operational tools. As a Senior Engineering Manager - Risk, you will play a pivotal role in guiding thousands of business applications through Mercury's systems, ensuring a smooth and trustworthy experience for users. Your expertise in AI/ML and large-scale backend distributed systems will be crucial in shaping the next generation of Mercury's KYC and risk platforms.The Risk product engineering teams at Mercury are responsible for building the systems and tools that power the onboarding process, from application approvals to ongoing due diligence. As a leader, you will oversee teams of 4-8 engineers, fostering a culture of operational excellence and driving measurable improvements to uptime, accuracy, and system quality.
What You Will Do
- Lead teams responsible for account onboarding, KYC/KYB, AML, and fraud detection decisioning and workflows, and operational tooling.
- Apply AI/ML to unlock faster, real-time bank account application approvals, directly driving efficiency and revenue growth.
- Partner with Product, Risk, and Data teams to design and deliver scalable systems that balance user experience with compliance rigor.
- Shape the next generation of Mercury's KYC and risk platforms, making them reliable, resilient, and easy to extend as regulations and business needs evolve.
- Create a strong culture of operational excellence, with measurable improvements to uptime, accuracy, and system quality.
- Build, mentor, and grow engineering talent, helping managers and senior engineers level up technically and organizationally.
- Drive clarity amid complexity by translating between regulatory nuance and technical execution.
- Foster collaboration across teams to align on priorities, simplify interfaces, and make the whole system more maintainable and elegant.
What We Are Looking For
- 9+ years of software development experience, including 3-5+ years of engineering management in a high-scale tech environment.
- AI/ML expertise, with experience building and launching applied AI products from 0→1 and scaling 1→10 in production environments.
- Proven success building large-scale backend distributed systems, ideally involving integrations and decision automation.
- Experience with or curiosity about KYC, AML, risk, or compliance systems in financial services or fintech.
- A track record of raising the bar for quality and reliability, balancing shipping speed with technical excellence.
- Strong communication and leadership skills, with the ability to inspire engineers, partner across functions, and adapt your management style to the moment.
- The ability to hire, retain, and develop exceptional technical talent.
Nice to Have
- Experience with Excel and data analysis tools.
- Knowledge of financial regulations and their impact on technological systems.
- Familiarity with cloud-based services and distributed systems architecture.
Benefits and Perks
- Competitive salary and equity package.
- Comprehensive health, dental, and vision insurance.
- Flexible PTO policy and remote work stipend.
- Professional development opportunities, including conferences and training.
- Access to cutting-edge technologies and tools.
- Collaborative and dynamic work environment with a team of experienced professionals.
How to Stand Out
- Develop a strong understanding of AI/ML principles and their application in risk management and compliance.
- Showcase your experience in building and leading high-performing engineering teams.
- Prepare examples of your work in scalable system design and development.
- Be ready to discuss your approach to operational excellence and how you drive technical excellence in your teams.
- Highlight your ability to communicate complex technical concepts to non-technical stakeholders.
- Research Mercury's approach to fintech and be prepared to discuss how your skills align with their mission.
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