Senior FinCrime Support Analyst

About the Role

In this position, the candidate will have the opportunity to work in a fast-paced, dynamic environment and contribute to the development of scalable processes and SOPs. The role also involves mentoring junior team members and contributing to building team knowledge. The ideal candidate will have a strong analytical mindset, excellent communication skills, and the ability to work effectively in a remote setting.

What You Will Do

• Review and investigate transaction monitoring alerts to identify suspicious activity and prepare high-quality UARs.
• Lead end-to-end fraud investigations, including payment fraud, account takeover, and social engineering, and build clear, evidence-based case narratives.
• Conduct and review KYB onboarding checks, including UBO identification, company structure analysis, and enhanced due diligence for complex cases.
• Manage offboarding decisions in line with internal policies and regulatory requirements.
• Act as an escalation point for complex or high-risk FinCrime and fraud cases requiring senior judgment.
• Analyze trends and contribute to improving transaction monitoring rules, reducing false positives while maintaining strong detection.
• Work closely with Support, Product, and Compliance teams to ensure fast, effective handling of cases and continuous improvement of processes.
• Support audits, reporting, and documentation, ensuring high-quality and audit-ready records.
• Mentor junior team members and contribute to building scalable processes, SOPs, and team knowledge.

What We Are Looking For

• Experience of 2-5 years in FinCrime, AML, Fraud, or a similar role, preferably in a fintech or payments environment.
• Hands-on experience with transaction monitoring, fraud investigations, and KYB.
• Experience preparing UARs/SARs.
• Good understanding of AML regulations and sanctions frameworks, with a preference for UK knowledge.
• Strong analytical and investigative skills, with attention to detail and the ability to make sound decisions in a fast-paced environment.
• Clear communication skills and the ability to explain complex topics simply.
• Comfortable working cross-functionally and mentoring others.

Nice to Have

• Experience working in a high-growth fintech environment.
• Knowledge of payment systems and financial regulations beyond AML.
• Familiarity with compliance and risk management frameworks.

Benefits and Perks

• Fully remote work with flexibility to adapt to your schedule.
• Potential for an office-based environment in Krakow in the future.
• Comprehensive onboarding and training to ensure your success.
• Competitive compensation and growth opportunities.
• A supportive, inclusive, and dynamic team environment.
• Access to cutting-edge technology and tools to enhance your work.
• Opportunities for professional development and career advancement.

• Ensure your resume and cover letter highlight your experience in FinCrime, AML, and fraud investigations. Tailor your application to the specific requirements of the role, focusing on your skills in transaction monitoring, KYB, and compliance.
• Be prepared to provide examples of complex cases you've worked on and how you've contributed to process improvements in previous roles.
• Research Apron's products and services to understand how your role will contribute to the company's mission and goals.
• Develop a solid understanding of AML regulations and sanctions frameworks, particularly in the UK, to demonstrate your expertise during the interview process.
• Prepare to discuss your experience with remote work and your ability to work effectively in a distributed team environment.
• Consider creating a portfolio or examples of your work, such as case studies or process improvements you've implemented, to demonstrate your skills and experience to potential employers.