Senior Product Manager, Credit & Pricing
WFA Digital Insight
As the demand for fintech specialists continues to rise, with over 40% growth in the last year alone, Affirm is at the forefront of innovation in consumer finance. With a strong focus on transparency and customer-centric products, this Senior Product Manager role offers a unique chance to shape the future of credit and pricing. Candidates should be prepared to showcase their analytical skills, product vision, and ability to collaborate in a fast-paced environment. Given Affirm's commitment to expansion into new verticals, a passion for disrupting traditional finance models is essential.
Job Description
About the Role
The Senior Product Manager, Credit & Pricing, will be a pivotal part of Affirm's mission to reinvent credit and make it more honest and friendly. This role entails leading the development of scalable financial products that empower users to manage their money with confidence. Day-to-day, the Senior Product Manager will work closely with design, engineering, and analytics teams to drive innovative solutions that fuel all end-user experiences in the US and globally.As part of the Credit & Pricing Product team, this role is responsible for consumer credit, underwriting, merchant pricing, and loan economics. The ideal candidate will be at the center of Affirm's credit & pricing strategy, expanding the company's footprint into new verticals and product offerings.
What You Will Do
- Define and drive product strategy in collaboration with peers in Credit & Pricing engineering, analytics, and go-to-market teams.
- Define new products and features with specs and prototypes that enable merchants to offer consumers attractive financing terms.
- Analyze the impact of product features and define metrics for success.
- Establish yourself as a trusted partner of our Credit, Pricing, Commercial, Design, and Engineering teams to successfully launch and scale products.
- Collaborate across product teams to support initiatives that interface with Affirm’s Credit & Pricing capabilities.
- Work on international expansion, large merchant integrations, new product verticals, and cost optimizations.
- Develop and maintain a deep understanding of Affirm’s products, customers, and the competitive landscape.
- Communicate product plans, benefits, and results to both technical and non-technical stakeholders.
- Foster a culture of experimentation and learning within the team.
What We Are Looking For
- Motivation: A passion and drive to change consumer finance for the better.
- Analytical skills: A data-driven learning style and the ability to use quantitative information to make product decisions.
- Experimental mindset: Comfortable operating autonomously and unafraid to learn/fail fast.
- Results: Experience shipping simple, elegant user-facing products with measurable impact to the bottom line.
- Product experience: Minimum 4+ years of prior product or relevant experience in consumer finance, payments, underwriting, and machine learning models.
- Bachelor’s or Master’s in Computer Science, or other related fields; or equivalent practical experience.
- Strong communication and collaboration skills.
Nice to Have
- Experience with cloud-based technologies and agile development methodologies.
- Knowledge of regulatory requirements in consumer finance.
- Familiarity with design thinking principles and human-centered design.
Benefits and Perks
- Competitive base salary.
- Equity rewards.
- Monthly stipends for health, wellness, and tech spending.
- 100% subsidized medical coverage, dental, and vision for you and your dependents.
- Remote work flexibility with occasional travel for team meetings.
- Access to professional development opportunities.
How to Stand Out
- Ensure your resume and cover letter are tailored to highlight analytical skills and product vision relevant to the fintech industry.
- Be prepared to discuss specific examples of product development and launch experiences.
- Show a deep understanding of consumer finance trends and the competitive landscape.
- Familiarize yourself with Affirm’s products and services to demonstrate your passion for the company’s mission.
- Prepare questions for the interviewer about the company culture, team dynamics, and opportunities for growth and development.
- Highlight any experience with machine learning models, underwriting, or loan economics as these are key areas of focus for the role.
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