Senior Underwriting Officer, Construction

About the Role

As a key member of the underwriting team, the Senior Underwriting Officer will interact independently with field underwriters and directly with UW managers on all mandatory referral cases and voluntary consultation items. The role requires ensuring continuity and alignment between Primary Casualty and Excess placements, supporting leadership on transactions, and serving as a trusted advisor on exposure, coverage analysis, and key pricing/financial elements.

The Senior Underwriting Officer will also be responsible for monitoring frameworks for underwriting decisions and recommending improvements as needed. This will involve evaluating portfolio performance regularly in Large Construction, working with Underwriting Leaders to identify drivers of performance, risks, and opportunities, and driving technical excellence across the portfolio.

What You Will Do

• Provide expert technical underwriting assistance and formal referral approval for multiple lines of business, including auto, general liability, workers' compensation, and lead/excess
• Interact independently with field underwriters and directly with UW managers on all mandatory referral cases and voluntary consultation items
• Ensure continuity and alignment between Primary Casualty and Excess placements
• Support leadership on transactions and serve as a trusted advisor on exposure, coverage analysis, and key pricing/financial elements
• Monitor frameworks for underwriting decisions and recommend improvements as needed
• Evaluate portfolio performance regularly in Large Construction, identifying drivers of performance, risks, and opportunities
• Drive technical excellence across Large Construction, working with Underwriting Leaders to identify and resolve issues
• Work with underwriting leaders to identify product and service enhancements and underwriter capability development opportunities
• Coordinate improvements and resources, modeling effective collaboration within and across teams, stakeholders, and partners
• Develop and implement portfolio strategies to maintain and improve performance
• Serve as a point of contact for frontline underwriting teams on all questions, key decisions, or referrals

What We Are Looking For

• Expert-level knowledge of all aspects of coverage forms, exclusions, and exposure
• Advanced knowledge of and experience operating within several different industry segments, with experience in Construction programs being key
• Insurance operations, claims, finance, and actuarial concepts knowledge
• Regulatory environment, loss control/risk engineering, reinsurance, account management, and product development understanding
• Superior communication skills, including written, verbal, presentation, and listening
• Skilled collaborator who is willing to assess all sides of an issue, bring in others with expertise, and independently execute and advance the collaboration model
• Approachability, tact, coaching/development, analyzing and problem-solving skills
• Relationship and service-driven approach, with a clear solutions orientation and commitment to achieving segment operational and financial objectives
• Negotiation skills and demonstrated ability to consistently and positively influence others both internally and externally
• 10 or more years of relevant experience, including underwriting, claims, reinsurance, coaching/developing others, and working with brokers/agents
• Current knowledge of market trends and developments

Nice to Have

• Experience with portfolio management and strategy development
• Knowledge of construction risk management and underwriting
• Familiarity with industry trends and developments
• Experience working with large contractors and construction companies
• Advanced degree in a relevant field, such as business, finance, or insurance

Benefits and Perks

• Competitive salary and benefits package
• Opportunity to work with a leading insurance company
• Flexible and remote work arrangements
• Professional development and growth opportunities
• Collaborative and dynamic work environment
• Access to industry-leading tools and resources
• Recognition and reward for outstanding performance
• Comprehensive health and wellness benefits
• Generous paid time off and vacation policy
• Retirement savings plan and matching contributions

• Make sure to highlight your experience with construction risk management and underwriting in your resume and cover letter.
• Emphasize your ability to work independently and as part of a team, as well as your excellent communication and collaboration skills.
• Be prepared to discuss your knowledge of coverage forms, exclusions, and exposure, as well as your experience with portfolio management and strategy development.
• Show a willingness to learn and adapt to new trends and developments in the industry.
• Prepare examples of times when you had to analyze complex data and make informed decisions, and be ready to walk the interviewer through your thought process.
• Don't be afraid to ask questions during the interview, such as what a typical day looks like in the role or what the biggest challenges are that the team is currently facing.
• Make sure to research the company culture and values, and be prepared to discuss how you align with them.