Software Engineer, Financial Systems

About the Role

The role requires a deep understanding of financial systems, data modeling, and distributed systems. You will be working on complex problems involving high volumes of transactional data, event-driven architectures, and financial data at scale. Your work will have a direct impact on how companies move and manage billions of dollars, making this a high-stakes and rewarding position.

Ramp is looking for engineers who can own problems end-to-end, making consequential decisions that shape the outcome. If you have a strong background in building data-intensive systems, experience with financial data, and a passion for working on mission-critical infrastructure, this role could be an excellent fit.

What You Will Do

• Design and build large-scale financial systems that handle high volumes of transactional data with correctness and precision
• Create robust and extensible data models and orchestration logic for ledgering, reconciliation, and financial reporting systems
• Partner directly with the CFO and finance leadership to translate business requirements into technical specifications
• Build systems that maintain auditability, data integrity, and regulatory compliance across the expanding product ecosystem
• Work on complex problems involving distributed systems, event-driven architectures, and financial data at scale
• Collaborate with engineers who care deeply about correctness, reliability, and elegant system design
• Develop and maintain technical specifications and documentation for financial systems
• Participate in code reviews and contribute to the improvement of the codebase
• Stay up-to-date with industry trends and emerging technologies in fintech and financial systems

What We Are Looking For

• 3-5 years of backend engineering experience with expertise in building data-intensive systems
• Strong Python experience, ideally as your primary language
• Deep SQL knowledge and experience working with complex data models
• Proven system design skills - you can take high-level requirements and architect scalable, maintainable solutions
• Experience thriving in startup-like environments with high ambiguity and requiring independent problem-solving
• Comfortable working flexibly across the stack - equally at home prototyping analyses in a Jupyter notebook and implementing production backend endpoints
• Track record of building reliable, well-tested systems where correctness matters
• Experience with financial data, such as banking, payments, card transactions, or trading/exchange data
• Familiarity with accounting concepts and ledgering systems

Nice to Have

• Experience with distributed systems technologies, such as Kafka
• Background in fintech products, including billing, cards, payments, or reconciliation
• Experience working closely with internal stakeholders and translating business needs into technical solutions
• Experience with workflow orchestration tools like Temporal or Airflow

Benefits and Perks

• 100% medical, dental, and vision insurance coverage for you and partially covered for your dependents
• One Medical annual membership
• 401k, including employer match on contributions made while employed by Ramp
• Flexible PTO
• Fertility HRA, up to
  0,000 per year
• Parental Leave
• Unlimited AI token usage
• Pet insurance
• Centralized home-office equipment ordering for all employees
• Health and Wellness programs

• Ensure your portfolio showcases experience with data-intensive systems and financial data modeling.
• Be prepared to discuss your approach to system design and how you maintain data integrity.
• Highlight any experience with distributed systems technologies or fintech products.
• Practice explaining complex technical concepts in simple terms, as you will be working closely with non-technical stakeholders.
• Research Ramp's current products and services to understand how your role contributes to the company's mission.
• Prepare questions about the company culture, team dynamics, and opportunities for growth and development.