US BSA Officer, Stripe & Bridge

## About the Role The US BSA Officer role at Stripe is a critical senior leadership position within the Compliance team, responsible for building and overseeing a financial crimes program that meets bank-level regulatory expectations. This role blends strategy and hands-on execution, requiring a deep understanding of AML, sanctions, and financial crime risk. As a key member of the Compliance team, you will shape how Stripe manages financial crime risk across multiple entities and jurisdictions.

The Compliance team at Stripe is dedicated to ensuring the company's financial infrastructure platform meets the highest standards of regulatory compliance. As the US BSA Officer, you will work closely with cross-functional teams, including Product, Engineering, Risk, and Operations, to develop and implement effective compliance strategies.

The role of the US BSA Officer is crucial in maintaining Stripe's reputation as a trusted and reliable financial services provider. You will serve as the primary point of contact for U.S. regulators and a trusted partner to senior leadership, providing expert advice on compliance matters and ensuring that Stripe's financial crime program is aligned with business goals and regulatory requirements.

## What You Will Do - Develop and implement a robust and effective compliance strategy for Stripe's U.S. regulated entities, aligning with business goals, regulatory requirements, and global compliance objectives.

• Act as the named BSA Officer for multiple Stripe and Bridge entities, including all US-regulated entities and the forthcoming OCC National Trust Bank.
• Own and enhance the BSA/AML program to ensure it is designed to efficiently and effectively prevent, detect, and report money laundering, terrorist financing, and other financial crimes.
• Serve as the primary point of contact for applicable regulators, including state regulators, the OCC, and FinCEN, and proactively engage with regulators to support examinations and supervisory processes.
• Represent Stripe as a senior leader in financial crime and compliance matters, serving as a credible and effective ambassador in regulator meetings, industry discussions, and other external forums.
• Build and maintain strong, collaborative relationships with internal and external stakeholders, including Product, Engineering, Risk, Operations, Legal, banks, and other third-party providers.
• Provide expert advice to key stakeholders on product development, business initiatives, and emerging risks to ensure compliance by design.
• Oversee core financial crime operations, including customer due diligence, enhanced due diligence, transaction monitoring, sanctions screening, investigations, SARs, CTRs, and related case management activities.
• Track, interpret, and operationalize regulatory developments, including OCC guidance, FFIEC updates, FinCEN rulemaking, and other relevant BSA/AML, sanctions, and financial crime requirements.

## What We Are Looking For - 8+ years of experience in fincrime compliance, preferably in a senior leadership role.

• Strong knowledge of AML, sanctions, and financial crime regulations, including BSA/AML and OFAC regulations.
• Experience in building and overseeing financial crime programs, including BSA/AML and sanctions compliance.
• Excellent leadership and management skills, with the ability to motivate and direct a team of compliance professionals.
• Strong communication and interpersonal skills, with the ability to effectively collaborate with cross-functional teams and external stakeholders.
• Experience in working with regulators, including the OCC, FinCEN, and other relevant regulatory bodies.
• Strong analytical and problem-solving skills, with the ability to analyze complex data sets and develop effective compliance strategies.
• Experience in managing multiple projects and priorities, with a strong attention to detail and organizational skills.

## Nice to Have - Experience in working with digital payment systems and financial technology companies.

• Knowledge of emerging trends and technologies in fincrime compliance, including AI and machine learning.
• Experience in managing and overseeing compliance programs in a fast-growing company.
• Strong understanding of the regulatory landscape and the ability to stay up-to-date with industry developments.

## Benefits and Perks - Competitive salary and equity package.

• Comprehensive health, dental, and vision insurance.
• Generous paid time off and holiday policy.
• Remote work stipend and flexible work arrangements.
• Opportunities for professional development and growth.
• Access to cutting-edge technology and tools.
• Collaborative and dynamic work environment.

- Tip: Showcase your experience in fincrime compliance, highlighting your knowledge of AML, sanctions, and financial crime regulations.

• Tip: Emphasize your leadership and management skills, demonstrating your ability to motivate and direct a team of compliance professionals.
• Tip: Be prepared to discuss your experience in working with regulators, including the OCC, FinCEN, and other relevant regulatory bodies.
• Tip: Highlight your analytical and problem-solving skills, demonstrating your ability to analyze complex data sets and develop effective compliance strategies.
• Tip: Show your knowledge of emerging trends and technologies in fincrime compliance, including AI and machine learning.
• Tip: Demonstrate your understanding of the regulatory landscape and your ability to stay up-to-date with industry developments.
• Tip: Prepare examples of your experience in managing multiple projects and priorities, with a strong attention to detail and organizational skills.