Senior Technical Underwriter
Job Description
ABOUT BESTOW Life insurance is one of the world's most important products. It's also one of the hardest to build, distribute, and modernize. Bestow exists to change that. Bestow is a leading vertical technology platform serving some of the largest and most innovative life insurers. Our platform unifies the fragmented, legacy value chain, enabling carriers to launch products in weeks instead of years. Carriers choose us to scale and operate at unprecedented speed, powered by AI and automation. Bestow isn't selling policies. We're building the infrastructure that helps an entire industry move faster, reach more people, and deliver on its promise. Backed by leading investors (Goldman Sachs, Hedosophia, NEA, Valar, 8VC) and trusted by major carriers, Bestow is powered by a team that moves with precision, purpose, and heart. If you want to help reimagine a centuries-old industry with lasting impact, join us. Bestow offers flexible remote/hybrid work, meaningful benefits, equity, and substantial growth opportunities. Bestow uses E-Verify to confirm the employment eligibility of all newly hired employees. To learn more about E-Verify, including your rights and responsibilities, please visit E-Verify.gov http://e-verify.gov. ABOUT THE TEAM As a Senior Technical Underwriter, you will be a part of the Insurance Product Team working across Bestow’s Software Product, Customer Experience, Data Science, User Experience, Actuarial, Legal/Compliance, and Engineering Teams. As the industry evolves rapidly, you will help develop solutions that balance efficiency, flexibility and solid risk management protocols. This role reports to the Director of Underwriting Strategy and is open to Dallas, TX, or Remote (US). #LI-Remote WHAT YOU’LL DO Bestow is looking for a Senior Technical Underwriter to contribute in the following ways: - Enhance, monitor, and support the underwriting logic and data within our instant decision underwriting platform.
- Conduct audits to monitor the performance and functionality of our platform and review decisions of third-party and internal underwriters.
- Monitor underwriting metrics and data to identify opportunities and recommend improvements.
- Develop and iterate on carrier implementation framework - Contribute to product feature evolution WHO YOU ARE - 8+ years of production life insurance underwriting experience.
- 1+ years experience with underwriting rules engines.
- FALU, FLMI, or CLU preferred.
- Strong technical background, including proficiency with data analysis.
- Hands-on experience integrating and analyzing industry-standard data vendors to optimize underwriting processes.
- Experience conducting underwriting audits.
- Experience conducting User Acceptance Testing (UAT).
- An understanding of the legal/compliance framework for life insurance and underwriting.
- A self-starter who excels in an independent work culture.
- Adaptable and willing to embrace change.
- AI-Enabled Productivity: Skilled in deploying modern AI utilities to automate repeatable administrative and analytical tasks; frees up bandwidth to focus on high-impact strategic initiatives, platform auditing, and cross-functional product development.
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