System Analyst
WFA Digital Insight
xpate’s System Analyst sits at the intersection of fintech product strategy and engineering execution, giving you a seat at the table where payment rails are turned into code. The role isn’t just about documenting APIs; you’ll shape how new banking partners and payment providers are woven into a single, scalable platform. Working side‑by‑side with product owners and engineers, you’ll translate business goals into concrete technical designs, from data flows to acceptance criteria. xpate’s focus on compliance as a growth lever means you’ll see the impact of your specifications on real‑world cross‑border transactions. Expect a fast‑paced environment where cloud services like AWS Lambda and DynamoDB are everyday tools, and where clear communication with both technical and non‑technical stakeholders is essential.
Job Description
At xpate, we are building modern payment infrastructure for businesses operating across borders. Our platform combines acquiring, banking, compliance, and automation into a single ecosystem that helps companies scale globally. We are looking for a System Analyst who is comfortable working in complex technical environments and can bridge business needs with engineering execution. This role requires strong analytical thinking, solid understanding of fintech and payment systems, and the ability to translate product and business goals into clear technical requirements. ]]> Your role at xpate: Analyze, document, and continuously improve our acquiring platform, banking rails, and payment infrastructure. Work closely with Product, Engineering, and business stakeholders to translate business requirements into clear system requirements, technical specifications, and solution designs. Participate in the integration of new payment providers, banking partners, and external services. Define system workflows, data flows, API requirements, integration logic, and acceptance criteria for new and existing product initiatives. Collaborate with engineering teams to design solutions for current technical challenges and future business goals. Review technical implementation details where needed, including API contracts, data models, logs, and, when relevant, code-level logic. Contribute to improvements in scalability, reliability, automation, and operational efficiency across payment and banking processes. Prepare and maintain high-quality documentation, including functional specifications, process diagrams, user stories, acceptance criteria, API documentation, and technical notes. Identify opportunities for automation, process optimization, and platform improvements. Support delivery by clarifying requirements, validating implemented solutions, and ensuring alignment between business objectives and technical execution. Contribute to an ambitious product roadmap in a fast-growing fintech environment. ]]> We’re ready to meet you, if… 3+ years of experience as a System Analyst, Business Systems Analyst, or Solution Analyst, preferably in fintech, payments, banking, or financial systems. Strong experience documenting business processes, system integrations, APIs, technical workflows, and solution logic. Solid understanding of payment processing, card acquiring, banking integrations, or financial infrastructure. Experience working closely with software engineers in product teams. Good understanding of AWS services and cloud-based architectures. Experience with services such as DynamoDB, Lambda, Aurora DB, SQS, EventBridge, or similar tools is a strong advantage. Ability to read technical documentation, analyze API behavior, understand data flows, and work with technical implementation details. Ability to review code logic or technical implementation at a basic level is a plus. Strong analytical thinking and the ability to break down complex technical problems into clear requirements and practical solutions. Experience with Jira, Confluence, BPMN, UML, sequence diagrams, or similar documentation and modelling tools. Strong communication skills and confidence working with both technical and non-technical stakeholders. English level B2+ or higher, as you will work in an English-speaking team. High personal ownership, proactive mindset, and genuine motivation to build and improve products. Practical experience using AI tools to speed up analysis, documentation, problem-solving, or research. ]]> What working at xpate looks like: A dynamic, ambitious environment where compliance is seen as an enabler of growth, not a blocker. Enjoy flexible working hours, hybrid / remote work options, private health insurance and generous paid time off giving you the balance you need to perform at your best. Apple hardware and modern work tools to support your workflow. Extra personal time off for rest and recharge: 12 additional days per year, plus your birthday off. Private health insurance and wellness benefits. Opportunities to grow, lead, and shape xpate's future-proof compliance ecosystem. ]]> Why join xpate? You will join a fintech product with ambitious business goals, complex technical challenges, and a substantial roadmap. This is an opportunity to work on real payment infrastructure, influence system design, and contribute directly to the development of scalable acquiring and banking solutions. ]]>
How to Stand Out
- Highlight any experience you have with AWS services such as Lambda, DynamoDB, or EventBridge; concrete examples will stand out.
- Include a short portfolio of system diagrams, API contracts, or process flows you’ve authored, preferably hosted on a public repo or slide deck.
- Prepare to discuss a specific integration challenge you solved, focusing on how you translated business needs into technical requirements.
- Demonstrate familiarity with AI‑assisted documentation tools during the interview; a quick showcase can differentiate you.
- Ask about the team’s definition of “high‑quality documentation” to show you align with their standards and care about clarity.
- When negotiating, reference the comprehensive benefits package (health, extra PTO, hardware) as part of the overall compensation.
- Watch for vague statements about “ownership” without clear metrics; seek clarification on how success is measured in this role.
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