Executive Underwriter, Specialty
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Job Description
Role Details Job Title: Executive Underwriter, Specialty
Location
Remote - USA Reports To: Vice President of Underwriting, Agriculture Employment Type: Full Time Requisition Begin Date: 07/24/2026 Requisition End Date: 09/24/2026 (Posting may close earlier if filled or business needs change.) Role Overview Are you a dynamic negotiator with a passion for driving business growth? ProAg is seeking an Executive Underwriter – Specialty to lead the charge in building relationships and expanding our market presence. In this role, you’ll be the go-to resource for agents, helping them grow their book of business while serving as a trusted partner to our sales team and supporting our underwriting teams forward. You’ll play a critical role in facilitating the underwriting process, driving profitable growth, and shaping the future of our underwriting discipline. In this Exciting Opportunity, You Will: Develop business plans with agencies that improve book performance for profitability, retention, premium growth, and new business production. Evaluate new and renewal policy applications and related documents to classify and assess each risk, determine acceptability, assign rating, indicate endorsements and limits, and determine appropriate pricing. Cultivate relationships with internal and external contacts to facilitate the underwriting process, promote business development, and to remain abreast of industry trends. Serve as a resource to other departmental staff. Serve as a resource to other departmental staff with regards to underwriting procedures and other departmental guidelines. Utilize knowledge of automated underwriting and/or processing systems to develop information for new or renewal policies. Adhere to all company underwriting authority directives, underwriting guidelines, and other applicable company policies and procedures. What You Bring Approximately six years of relevant and progressive professional experience. At least two years of leadership experience, guiding teams to meet their goals. Previous agriculture or crop insurance industry experience but is not required. Bachelor’s degree in Administration, Accounting, Business Administration, or a related field, or the equivalent education and/or experience. Ability to negotiate to enable business outcomes that support ProAg's strategic goals Utilize with a data-centered approach when making business and tactical decisions. Solid written and verbal communication skills with an emphasis on confidentiality, tact, and diplomacy to communicate effectively, both orally and in writing. Knowledgeable of industry changes, legal updates, and technical developments related to applicable area of the Company's business to proactively respond to changing business environment. What We Offer Competitive salary and comprehensive benefit package Strong learning culture with ongoing development opportunities Opportunities for growth and career advancement Comprehensive medical, vision, and dental coverage, with eligibility beginning on your first day of employment Basic life and disability insurance 401(k) plan with 6% company match 20 days of PTO, three floating holidays, approximately 10 paid holidays, and volunteer time off Paid parental leave Access to our award-winning wellness program, including mental health services, fitness network membership, and a complimentary Headspace subscription Student loan matching program Employee discount program An opportunity to do meaningful work and love what you do What We Represent: A career with purpose. Our crop insurance professionals work each day to bring peace of mind and protection to American farmers and ranchers. Join a team who truly cares . Part of something bigger: We offer a career with purpose as you support the farmers and ranchers who create food, fuel, and fiber for the world. Personal connections: We are built on strong relationships and appreciation of your individuality. A team who cares: We look out for each other personally and professionally because we care about each other. Innovators by trade: We’re committed to a brighter tomorrow for our team members and agriculture. The best of both worlds: We combine personal connections with powerful resources, thanks to our culture and the backing of Tokio Marine HCC. The Company: ProAg, a member of the Tokio Marine HCC group of companies, is positioned as a financially strong and well-capitalized insurer with an AM Best rating of A++. With 100 years of service to our agents & insureds, we stand committed to continuing the principles that ProAg was founded on: Integrity, Loyalty, and Customer Service. Tokio Marine HCC is a leading specialty insurance group with offices in the United States, the United Kingdom, Europe, and other exciting locations. With the strength and stability that comes from being a member of the Tokio Marine Group, and more than fifty years of growth, profitability, and stability, we offer important insurance products that most people don’t even know exist. Every policy we write is special, enabling our clients to do amazing things. Pay Transparency The pay range for this position is $120,000 - $170,000 which includes geographic adjustments, where applicable. The pay range is the range THMCC, in good faith, believes is the range of compensation for this role at the time of this posting. The hired applicant will be offered pay within the entire range based on the candidate’s geographic location, qualifications, work experience, education, and/or skill level. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of color, race, sex, national origin, sexual orientation, religion, age, veteran status, disability, pregnancy, citizenship status, genetic information, or any other basis protected by federal, state, or local pay equity laws. Disclaimer You do not need to disclose your criminal history or participate in a background check until a conditional job offer is made to you. After making a conditional offer and running a background check, if the Company is concerned about a conviction that is directly related to the job, you will be given the chance to explain the circumstances surrounding the conviction or challenge the accuracy of the background report. The Company will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable federal, state and local laws, such as the Violent Crime Control and Law Enforcement Act of 1994 (18 USC § 1033(e))(the “VCCLEA”), which restricts financial institutions and insurers such as TMHCC from employing individuals with certain types of criminal convictions. Where the hiring and employment of individuals is not restricted by the foregoing, the Company will consider qualified applicants with arrest or conviction history in compliance with applicable law such as the California Fair Chance Act, the Los Angeles Fair Chance Initiative for Hiring Ordinance, the Los Angeles County Fair Chance Ordinance, the San Diego Fair Chance Ordinance, and the San Francisco Fair Chance Ordinance.] Equal Opportunity Employer TMHCC is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship, color, family or medical care leave, gender identity, genetic information, marital status, medical condition, national origin, physical or mental disability, protected veteran or military status, race, ethnicity, religion, sex (including pregnancy), sexual orientation, or any other characteristic protected by applicable local laws, regulations and ordinances.How to Stand Out
- Highlight your expertise with underwriting platforms (e.g., Guidewire, Duck Creek, or RMS) and be ready to discuss a recent case where you used data analytics to adjust rates for a specialty agriculture line—bring a one‑page “risk‑adjustment snapshot” to the interview.
- Prepare a short portfolio (2–3 pages) of complex specialty submissions you originated or closed, showing the initial risk assessment, the negotiated terms, and the final loss ratio; attach it to your resume and reference it when answering “Tell me about a deal you’re proud of.”
- Demonstrate deep knowledge of the agricultural specialty market (e.g., grain storage, livestock facilities, ag‑tech equipment) by naming three emerging risk trends (climate‑related loss, cyber‑enabled equipment failures, and ESG‑driven liability) and proposing a concrete underwriting guideline for each.
- In the interview, showcase your relationship‑building process: outline a 30‑60‑90 day plan for onboarding new agents, including a KPI dashboard (new accounts, premium growth, loss ratio) you will share weekly with the VP of Underwriting to prove you can drive profitable growth.
- When salary discussions arise, research ProAg’s compensation bands for executive underwriters (typically 120‑150 K base plus a 15‑25 % performance bonus); present a data‑backed proposal linking your prior 20 % YoY premium increase to a tiered bonus structure that aligns with the company’s profit‑target goals.
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