Mortgage Loan Originator (Outside Sales)
WFA Digital Insight
At a time when many lenders push a one‑size‑fits‑all model, The Mortgage Talent Network lets an outside originator operate with the backing of a federally chartered bank while keeping the agility of a boutique shop. The Mortgage Loan Originator will own every step of the residential loan journey—from cultivating real‑estate and professional referral networks to closing a full menu of products, including FHA, VA, USDA, jumbo and portfolio loans. The role sits at the intersection of sales and compliance, demanding both relationship‑building and a deep understanding of RESPA, TILA and the SAFE Act. Because the firm provides dedicated processing and underwriting support, the originator can focus on market development rather than paperwork, making it a rare fit for self‑sourced producers who already have a pipeline ready to activate.
Job Description
The Opportunity
This is a rare chance to plant your flag with a well-established federally chartered, community-rooted mortgage bank that gives outside originators the tools, products, and back-office support to compete — and win — in today's purchase-driven market. If you've built a referral network and want a platform that won't slow you down, this role was designed for you. You'll own your pipeline, work your market, and keep the relationships you've spent years earning.
What You'll Do
Develop and maintain a consistent pipeline of residential mortgage business through referral partnerships with real estate agents, builders, financial planners, CPAs, and other centers of influence
Originate conforming, FHA, VA, USDA, jumbo, and portfolio loan products tailored to each borrower's financial profile
Conduct needs-based consultations with prospective borrowers to evaluate loan options, explain program guidelines, and set clear expectations from application through closing
Partner closely with processors, underwriters, and closers to move loans efficiently and protect pull-through rates
Represent the company's brand in your local market through networking events, open houses, realtor office visits, and community engagement
Stay current on agency guidelines, state regulatory requirements, and market conditions to serve as a trusted advisor to both borrowers and referral partners
Maintain full compliance with RESPA, TILA, SAFE Act requirements, and all applicable Texas licensing regulations
Why This Opportunity
This lender operates with a community-bank mindset but carries the product depth and operational firepower you'd expect from a much larger shop — meaning you can close complex deals without hitting a ceiling on what you can offer borrowers. The culture values originators who take ownership and rewards that independence with responsive processing, fast turn times, and leadership that actually picks up the phone. If you're tired of feeling like a number at a big-box lender, this environment will feel like a completely different career.
Ready to Make a Move?
Apply today with The Mortgage Talent Network to learn more about this opportunity and take the next step in your origination career.
The Mortgage Talent Network is an Equal Opportunity Employer. All qualified applicants will receive consideration without regard to race, color, religion, sex, national origin, age, disability, veteran status, or any other protected class.
Active NMLS
Proven track record of self-sourced mortgage production
Solid working knowledge of conventional (Fannie/Freddie), government (FHA/VA/USDA), and portfolio loan products
Established referral network with relationships you can activate immediately
Must be authorized to work in the United States and meet all NMLS SAFE Act eligibility requirements
How to Stand Out
- Highlight any existing relationships with real‑estate agents, builders or financial advisors in your resume and cover letter.
- Prepare to discuss specific loan products you have originated; bring concrete examples of FHA, VA or jumbo deals.
- Demonstrate familiarity with RESPA, TILA and SAFE Act compliance during interviews.
- Showcase your remote work setup and the digital tools you use to manage pipelines.
- Ask about the company's processing turnaround times and the level of support provided to originators.
- When negotiating compensation, focus on commission structure, draw options and any performance incentives.
- Beware of any employer that asks for upfront fees or restricts you from using your current referral network.
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