Senior Backend Engineer

ABOUT YENDO Hi there, we're Yendo, and our vision is to empower everyday people to build a stronger financial future. In less than 2 years, we’ve saved customers over $100 million in unnecessary interest and fees. We are using AI to unlock the $1.1 Trillion in vehicle equity trapped within cars owned by Americans in the form of a high limit, standard rate credit card for those traditionally excluded from mainstream financial offerings. Yendo Credit Cards have similar APRs to those issued for prime borrowers with no hidden fees or overdraft charges and help build their customers' credit score. Yendo's credit limits are 4x higher than cards typically available for non-prime borrowers. WHAT WE'RE LOOKING FOR - Desire to work collaboratively. Engineers participate in the product development cycle from start to finish. We operate on the principle that the best products include input from our users and our engineering, product, and design teams.

• Help with raising the bar! We strive to improve our customer experience, our hiring standards, and our engineering practices. As part of a small team, you can meaningfully contribute across all of these fronts.
• Resiliency.

• Enjoy thinking about systems — their life cycles, edge cases, interactions, and failure modes.
• Self-starter and able to work independently.
• Experience in fintech, payments, processing, card networks, banking, or early stage startup is helpful, but not required.
• Passionate about financial inclusion and mobility.

• Diverse perspectives, stronger outcomes - We serve diverse customers and believe that different perspectives make us stronger. Committed to equity, we value each team member, ensuring all voices are heard and respected. By fostering an inclusive culture, we empower fair and meaningful contributions to drive our success.
• Embrace Growth Together - We are drivers, we move with urgency, and we strive for excellence in everything we do. Our customers deserve the best, so we hold ourselves accountable to high standards. Through proactive ownership, thoughtful execution, and a commitment to bettering ourselves and our work every day, we deliver results that make a lasting impact.
• Own every outcome - Rooted in expertise and creativity, innovation is at our core. We challenge norms, push past limitations, and seek to redefine boundaries. Yesterday’s plan may be outdated given today’s information and by questioning assumptions and challenging one another, we stay agile and open-minded, turning every situation into an opportunity to delight our customers.
• Courage to challenge - Low ego, coaching, and mutual respect are the foundation of our teamwork. We empower each other and solve problems collaboratively without blame, creating a space for everyone to thrive and contribute to our collective success.

• Showcase any production‑grade Go or TypeScript projects on GitHub, highlighting API design and testing.
• Prepare concrete examples of how you built resilient systems or handled failure scenarios.
• Demonstrate familiarity with Excel‑based data pipelines in your resume or cover letter.
• During interviews, discuss how you’d approach scaling PostgreSQL queries and using Redis for caching.
• Ask about Yendo’s approach to fintech compliance to show genuine interest in the domain.
• Negotiate equity by understanding the company’s valuation stage and your potential impact.
• Watch for vague descriptions of on‑site expectations; clarify remote work policies early.